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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,402 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202329,991 milesPetrol

£194/mo est.£13,699

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 R-Line 5dr

202264,349 milesPetrol

£187/mo est.£13,299

See it on cinch

56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£163/mo est.£12,056

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£146/mo est.£11,149

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£147/mo est.£11,199

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202216,033 milesPetrol

£199/mo est.£13,899

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£150/mo est.£11,299

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202238,683 milesPetrol

£196/mo est.£13,688

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£143/mo est.£10,949

See it on cinch

Toyota Aygo X

1.0 VVT-i Exclusive 5dr

202313,415 milesPetrol

£181/mo est.£12,894

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202315,893 milesPetrol

£197/mo est.£13,749

See it on cinch

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

20239,738 milesPetrol

£196/mo est.£13,649

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£140/mo est.£10,749

See it on cinch

56× value−£500

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202422,316 milesPetrol

£183/mo est.£12,999

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£148/mo est.£11,149

See it on cinch

Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£133/mo est.£10,349

See it on cinch

Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£163/mo est.£11,899

See it on cinch

SKODA SCALA

1.0 TSI 110 SE L 5dr

202223,621 milesPetrol

£194/mo est.£13,532

See it on cinch

56× value−£400

BMW 3 Series

330e SE Pro 5dr Step Auto

202281,627 milesPetrol plug-in hybrid

£185/mo est.£12,999

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,349 milesPetrol

£187/mo est.£13,099

See it on cinch

56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£129/mo est.£10,099

See it on cinch

SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202230,207 milesPetrol

£199/mo est.£13,711

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr

202223,181 milesPetrol

£173/mo est.£12,369

See it on cinch

SEAT Arona

1.0 TSI 110 FR 5dr

202327,225 milesPetrol

£191/mo est.£13,249

See it on cinch

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