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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,372 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T Acenta Premium 5dr

202516,531 milesPetrol

£183/mo est.£13,599

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202451,023 milesPetrol

£189/mo est.£13,999

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57× value−£500

Jeep Avenger

1.2 Altitude 5dr

202414,745 milesPetrol

£198/mo est.£14,499

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202336,821 milesPetrol

£195/mo est.£14,349

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£139/mo est.£10,999

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202339,558 milesPetrol

£196/mo est.£14,399

See it on cinch

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202341,365 milesPetrol

£199/mo est.£14,599

See it on cinch

Kia Niro

1.6 GDi Hybrid 2 5dr DCT

202260,984 milesPetrol hybrid

£200/mo est.£14,645

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£163/mo est.£12,399

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MG ZS

1.0T GDi Exclusive 5dr DCT

202216,962 milesPetrol

£185/mo est.£13,749

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56× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence 5dr

202323,468 milesPetrol

£182/mo est.£13,549

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Nissan Juke

1.0 DiG-T Tekna 5dr

202424,979 milesPetrol

£195/mo est.£14,299

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202342,622 milesPetrol

£200/mo est.£14,599

See it on cinch

56× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202232,326 milesPetrol

£170/mo est.£12,799

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202329,991 milesPetrol

£185/mo est.£13,699

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Volkswagen T-Cross

1.0 TSI 110 R-Line 5dr

202264,349 milesPetrol

£178/mo est.£13,299

See it on cinch

56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£158/mo est.£12,056

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£142/mo est.£11,149

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£143/mo est.£11,199

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202216,033 milesPetrol

£189/mo est.£13,899

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202236,936 milesPetrol

£190/mo est.£13,999

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202422,398 milesPetrol

£199/mo est.£14,499

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£145/mo est.£11,299

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MG ZS

1.0T GDi Exclusive 5dr

202415,212 milesPetrol

£190/mo est.£13,999

See it on cinch

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