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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,402 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202223,579 milesPetrol

£187/mo est.£12,599
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202314,572 milesPetrol

£199/mo est.£13,199
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202319,995 milesPetrol

£194/mo est.£12,924
See it on cinch
54× value

Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£126/mo est.£9,554
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202322,215 milesPetrol

£177/mo est.£12,051
See it on cinch
54× value

Volkswagen ID.3

150kW Style Pro Performance 58kWh 5dr Auto

202039,872 milesElectric

£186/mo est.£12,549
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54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202262,187 milesPetrol

£187/mo est.£12,599
See it on cinch
54× value

MG ZS

1.5 VTi-TECH Exclusive 5dr

202221,423 milesPetrol

£187/mo est.£12,599
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202441,199 milesPetrol

£192/mo est.£12,794
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202246,176 milesPetrol

£197/mo est.£12,994
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202440,221 milesPetrol

£194/mo est.£12,894
See it on cinch
54× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202366,195 milesPetrol

£116/mo est.£8,999
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202381,039 milesPetrol

£142/mo est.£10,299
See it on cinch
54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£166/mo est.£11,498
See it on cinch
54× value

DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202335,266 milesPetrol

£198/mo est.£13,062
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202340,065 milesPetrol

£153/mo est.£10,849
See it on cinch
54× value

Dacia Jogger

1.0 TCe Essential 5dr

202315,253 milesPetrol

£192/mo est.£12,799
See it on cinch
54× value

SEAT Ibiza

1.0 TSI 95 FR 5dr

202320,151 milesPetrol

£200/mo est.£13,144
See it on cinch
54× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202131,303 milesPetrol

£187/mo est.£12,499
See it on cinch
54× value

Kia Ceed

1.5T GDi ISG GT-Line 5dr

202360,704 milesPetrol

£199/mo est.£13,099
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE Drive 5dr

202355,313 milesPetrol

£185/mo est.£12,394
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202166,298 milesPetrol

£145/mo est.£10,442
See it on cinch
54× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

202051,245 milesPetrol

£137/mo est.£10,009
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202318,892 milesPetrol

£199/mo est.£13,099
See it on cinch
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