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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,402 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value−£350

Peugeot 208

1.2 PureTech 100 Allure 5dr

202425,056 milesPetrol

£188/mo est.£12,538
See it on cinch
54× value

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202329,273 milesPetrol

£180/mo est.£12,094
See it on cinch
54× value

Renault Captur

1.0 TCE 90 Techno 5dr

202439,000 milesPetrol

£174/mo est.£11,829
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202447,864 milesPetrol

£194/mo est.£12,799
See it on cinch
54× value

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 Active 5dr Auto

202341,440 milesPetrol

£197/mo est.£12,968
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE L 5dr

202154,184 milesPetrol

£180/mo est.£12,094
See it on cinch
54× value

SKODA SCALA

1.0 TSI SE 5dr

202044,182 milesPetrol

£151/mo est.£10,699
See it on cinch
54× value−£350

Kia XCeed

1.5T GDi ISG 3 5dr

202241,925 milesPetrol

£197/mo est.£12,949
See it on cinch
54× value

Nissan Juke

1.0 DiG-T Tekna 5dr

202029,805 milesPetrol

£167/mo est.£11,499
See it on cinch
54× value

SEAT Arona

1.0 TSI SE Technology 5dr

202319,372 milesPetrol

£198/mo est.£13,009
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202132,449 milesPetrol

£193/mo est.£12,714
See it on cinch
54× value

SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202165,697 milesPetrol

£170/mo est.£11,594
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202245,660 milesPetrol

£172/mo est.£11,694
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI SE L 5dr DSG

202043,027 milesPetrol

£191/mo est.£12,599
See it on cinch
54× value

SEAT Ibiza

1.0 TSI 95 FR Sport [EZ] 5dr

202139,260 milesPetrol

£187/mo est.£12,369
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202346,084 milesPetrol

£193/mo est.£12,694
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 1st Ed+ 5dr

202052,988 milesPetrol

£187/mo est.£12,375
See it on cinch
54× value

Hyundai Kona

1.0 TGDi 48V MHEV Premium 5dr

202240,815 milesPetrol

£184/mo est.£12,258
See it on cinch
54× value−£350

Volkswagen T-Roc

1.0 TSI 110 United 5dr

202164,969 milesPetrol

£190/mo est.£12,523
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202422,899 milesPetrol

£198/mo est.£12,899
See it on cinch
54× value

Honda HR-V

1.5 i-VTEC EX 5dr

201933,521 milesPetrol

£200/mo est.£12,999
See it on cinch
54× value

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202333,447 milesElectric

£190/mo est.£12,499
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54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£132/mo est.£9,670
See it on cinch
54× value

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr

202310,028 milesPetrol

£189/mo est.£12,449
See it on cinch
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