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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,640 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 42months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202366,195 milesPetrol

£115/mo est.£8,999
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202381,039 milesPetrol

£140/mo est.£10,299
See it on cinch
54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£163/mo est.£11,498
See it on cinch
54× value

SKODA KAMIQ

1.5 TSI SE L 5dr

202140,706 milesPetrol

£200/mo est.£13,394
See it on cinch
54× value

DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202335,266 milesPetrol

£193/mo est.£13,062
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202340,065 milesPetrol

£151/mo est.£10,849
See it on cinch
54× value

Dacia Jogger

1.0 TCe Essential 5dr

202315,253 milesPetrol

£188/mo est.£12,799
See it on cinch
54× value

Ford Fiesta

1.0 EcoBoost Titanium X 5dr

202321,117 milesPetrol

£197/mo est.£13,199
See it on cinch
54× value

SEAT Ibiza

1.0 TSI 95 FR 5dr

202320,151 milesPetrol

£196/mo est.£13,144
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202316,448 milesPetrol

£200/mo est.£13,349
See it on cinch
54× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202131,303 milesPetrol

£183/mo est.£12,499
See it on cinch
54× value

Kia Ceed

1.5T GDi ISG GT-Line 5dr

202360,704 milesPetrol

£195/mo est.£13,099
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202315,464 milesPetrol

£199/mo est.£13,299
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE Drive 5dr

202355,313 milesPetrol

£181/mo est.£12,394
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202166,298 milesPetrol

£143/mo est.£10,442
See it on cinch
54× value

MINI Countryman

1.5 Cooper S E Classic ALL4 PHEV 5dr Auto

202069,548 milesPetrol plug-in hybrid

£199/mo est.£13,293
See it on cinch
54× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

202051,245 milesPetrol

£135/mo est.£10,009
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202318,892 milesPetrol

£195/mo est.£13,099
See it on cinch
54× value−£350

Peugeot 208

1.2 PureTech 100 Allure 5dr

202425,056 milesPetrol

£184/mo est.£12,538
See it on cinch
54× value

Volkswagen ID.3

150kW 1ST Edition Pro Power 58kWh 5dr Auto

202037,448 milesElectric

£197/mo est.£13,199
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202044,753 milesPetrol

£199/mo est.£13,299
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE Drive 5dr DSG

202242,390 milesPetrol

£200/mo est.£13,370
See it on cinch
54× value

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202329,273 milesPetrol

£176/mo est.£12,094
See it on cinch
54× value

Renault Captur

1.0 TCE 90 Techno 5dr

202439,000 milesPetrol

£171/mo est.£11,829
See it on cinch
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