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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,198 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Kia Niro

1.6 GDi Hybrid 2 5dr DCT

202260,984 milesPetrol hybrid

£211/mo est.£14,645

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£168/mo est.£12,399

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SEAT Arona

1.0 TSI 115 FR Sport 5dr DSG

202422,292 milesPetrol

£228/mo est.£15,549

See it on cinch

57× value−£350

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20255,842 milesPetrol

£219/mo est.£15,099

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Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto

202418,349 milesPetrol

£236/mo est.£15,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202216,962 milesPetrol

£194/mo est.£13,749

See it on cinch

56× value−£400

Audi A3

35 TFSI Sport 5dr

202044,827 milesPetrol

£216/mo est.£14,899

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56× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence 5dr

202323,468 milesPetrol

£191/mo est.£13,549

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Jeep Avenger

1.2 Altitude+ 5dr

202410,653 milesPetrol

£226/mo est.£15,431

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56× value−£250

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202511,742 milesPetrol

£239/mo est.£16,099

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Honda Jazz

1.5 i-MMD Hybrid EX 5dr eCVT

202145,725 milesPetrol hybrid

£236/mo est.£15,994

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SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202511,123 milesPetrol

£229/mo est.£15,589

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202316,966 milesPetrol

£231/mo est.£15,699

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Nissan Juke

1.0 DiG-T Tekna 5dr

202424,979 milesPetrol

£204/mo est.£14,299

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Volkswagen Golf

1.4 TSI GTE 5dr DSG

202054,399 milesPetrol plug-in hybrid

£238/mo est.£15,999

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202342,622 milesPetrol

£211/mo est.£14,599

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56× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202232,326 milesPetrol

£177/mo est.£12,799

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Jeep Avenger

1.2 Altitude 5dr

202410,854 milesPetrol

£219/mo est.£14,999

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202329,991 milesPetrol

£194/mo est.£13,699

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202313,839 milesPetrol

£238/mo est.£15,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,452 milesPetrol

£224/mo est.£15,279

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56× value−£500

Land Rover Discovery Sport

1.5 P300e R-Dynamic HSE 5dr Auto [5 Seat]

202180,012 milesPetrol plug-in hybrid

£228/mo est.£15,499

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Volkswagen T-Cross

1.0 TSI 110 R-Line 5dr

202264,349 milesPetrol

£187/mo est.£13,299

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SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202510,193 milesPetrol

£236/mo est.£15,889

See it on cinch

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