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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 268 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £0 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

46× value−£400

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201875,367 milesDiesel

£181/mo est.£8,309

See it on cinch

Renault Koleos

2.0 dCi GT Line 5dr X-Tronic

201952,711 milesDiesel

£279/mo est.£12,784

See it on cinch

BMW 3 Series

320d xDrive Sport 4dr Step Auto

201869,206 milesDiesel

£269/mo est.£12,294

See it on cinch

Renault Kadjar

1.5 Blue dCi GT Line 5dr

201938,978 milesDiesel

£271/mo est.£12,363

See it on cinch

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201961,900 milesDiesel

£199/mo est.£9,093

See it on cinch

Vauxhall Grandland X

1.5 Turbo D Elite Nav 5dr Auto

202153,131 milesDiesel

£265/mo est.£12,099

See it on cinch

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201983,777 milesDiesel

£185/mo est.£8,449

See it on cinch

BMW 1 Series

118d M Sport Shadow Ed 5dr Step Auto

201984,058 milesDiesel

£263/mo est.£11,999

See it on cinch

Kia Sportage

1.6 CRDi ISG GT-Line 5dr DCT Auto

201977,882 milesDiesel

£256/mo est.£11,665

See it on cinch

Renault Kadjar

1.5 Blue dCi GT Line 5dr EDC

201926,057 milesDiesel

£285/mo est.£12,999

See it on cinch

Renault Kadjar

1.5 Blue dCi Play 5dr

202039,877 milesDiesel

£221/mo est.£10,062

See it on cinch

Hyundai Tucson

1.6 CRDi Premium 5dr 2WD

201950,262 milesDiesel

£260/mo est.£11,859

See it on cinch

SEAT Arona

1.6 TDI Xcellence 5dr DSG

201884,620 milesDiesel

£209/mo est.£9,499

See it on cinch

Ford Kuga

1.5 TDCi ST-Line 5dr 2WD

201846,691 milesDiesel

£242/mo est.£10,999

See it on cinch

Nissan X-Trail

1.6 dCi Tekna 5dr

201862,908 milesDiesel

£234/mo est.£10,649

See it on cinch

Kia Sportage

1.6 CRDi ISG GT-Line 5dr

201972,859 milesDiesel

£242/mo est.£10,999

See it on cinch

45× value−£500

BMW 1 Series

116d M Sport Shadow Ed 5dr Step Auto

201854,697 milesDiesel

£277/mo est.£12,594

See it on cinch

Kia Sportage

1.6 CRDi ISG 4 5dr DCT Auto

201966,420 milesDiesel

£286/mo est.£12,963

See it on cinch

Vauxhall Grandland X

1.5 Turbo D Elite Nav 5dr

202066,864 milesDiesel

£209/mo est.£9,494

See it on cinch

Kia Sportage

1.6 CRDi ISG 4 5dr DCT Auto

201873,388 milesDiesel

£276/mo est.£12,499

See it on cinch

45× value−£300

SEAT Ibiza

1.6 TDI 95 SE Technology [EZ] 5dr

201934,989 milesDiesel

£216/mo est.£9,749

See it on cinch

Volkswagen Golf

1.6 TDI SE [Nav] 5dr

201871,959 milesDiesel

£228/mo est.£10,299

See it on cinch

45× value−£400

Kia Ceed

1.6 CRDi ISG 3 5dr

201865,851 milesDiesel

£192/mo est.£8,651

See it on cinch

Kia Sportage

1.7 CRDi ISG GT-Line 5dr

201870,217 milesDiesel

£215/mo est.£9,689

See it on cinch

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