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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,864 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

53× value

MINI Convertible

1.5 Cooper Sport II 2dr

201938,867 milesPetrol

£225/mo est.£12,013
See it on cinch
53× value

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202235,003 milesPetrol

£249/mo est.£13,299
See it on cinch
53× value

SEAT Leon

1.0 TSI EVO SE 5dr

202035,614 milesPetrol

£234/mo est.£12,499
See it on cinch
53× value

Renault Captur

1.0 TCE 90 Techno 5dr

202438,224 milesPetrol

£234/mo est.£12,494
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

20247,166 milesPetrol

£238/mo est.£12,699
See it on cinch
53× value

Kia XCeed

1.0T GDi ISG 3 5dr

202124,132 milesPetrol

£247/mo est.£13,179
See it on cinch
53× value−£350

Citroen C5 Aircross

1.2 PureTech Shine 5dr EAT8

202365,579 milesPetrol

£234/mo est.£12,488
See it on cinch
53× value

Renault Captur

1.0 TCE 90 Techno 5dr

202436,341 milesPetrol

£236/mo est.£12,594
See it on cinch
53× value

SKODA KAMIQ

1.0 TSI 95 S 5dr

202237,496 milesPetrol

£208/mo est.£11,109
See it on cinch
53× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

202041,463 milesPetrol

£197/mo est.£10,499
See it on cinch
53× value

Renault Clio

1.0 TCe 90 RS Line 5dr

202311,671 milesPetrol

£244/mo est.£12,999
See it on cinch
53× value−£400

Vauxhall Corsa

1.2 Turbo Ultimate 5dr

20235,912 milesPetrol

£242/mo est.£12,899
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202151,145 milesDiesel

£240/mo est.£12,799
See it on cinch
53× value

Ford Focus

1.0 EcoBoost ST-Line Style 5dr

202245,706 milesPetrol

£239/mo est.£12,742
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr

202311,888 milesPetrol

£245/mo est.£13,049
See it on cinch
53× value

MINI Hatchback

2.0 Cooper S Classic 3dr Auto [Nav Pack]

202156,214 milesPetrol

£247/mo est.£13,152
See it on cinch
53× value

Volkswagen T-Cross

1.0 TSI 115 SEL 5dr

201922,733 milesPetrol

£244/mo est.£12,999
See it on cinch
53× value

Volkswagen T-Cross

1.0 TSI S 5dr

202155,187 milesPetrol

£225/mo est.£11,999
See it on cinch
53× value

Renault Captur

1.0 TCE 90 Techno 5dr

202444,306 milesPetrol

£229/mo est.£12,194
See it on cinch
53× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202364,009 milesPetrol

£211/mo est.£11,249
See it on cinch
53× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202422,192 milesPetrol

£242/mo est.£12,899
See it on cinch
53× value

Renault Captur

1.0 TCE 90 Techno 5dr

202433,390 milesPetrol

£240/mo est.£12,794
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202333,208 milesElectric

£244/mo est.£12,999
See it on cinch
53× value

Kia Stonic

1.0T GDi 48V GT-Line 5dr

202250,909 milesPetrol

£214/mo est.£11,399
See it on cinch
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