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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,864 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

53× value

Renault Captur

1.0 TCE 90 Evolution 5dr

202439,640 milesPetrol

£222/mo est.£11,794
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo GS 5dr

202418,459 milesPetrol

£247/mo est.£13,099
See it on cinch
53× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202422,693 milesPetrol

£243/mo est.£12,899
See it on cinch
53× value

Vauxhall Mokka

1.2 Turbo SRi Premium 5dr Auto

202253,675 milesPetrol

£226/mo est.£11,999
See it on cinch
53× value

SEAT Arona

1.5 TSI EVO FR Sport [EZ] 5dr

201960,745 milesPetrol

£196/mo est.£10,399
See it on cinch
53× value

MG ZS Ev

115kW SE EV Long Range 73kWh 5dr Auto

202235,055 milesElectric

£239/mo est.£12,699
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Zetec 5dr Auto

202260,051 milesDiesel

£240/mo est.£12,733
See it on cinch
53× value−£500

Vauxhall Corsa

1.2 GS 5dr

202414,504 milesPetrol

£226/mo est.£11,999
See it on cinch
53× value−£500

Kia Stonic

1.0T GDi 48V GT-Line 5dr

202214,687 milesPetrol

£250/mo est.£13,249
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202422,707 milesElectric

£245/mo est.£12,970
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

20248,741 milesPetrol

£231/mo est.£12,249
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202344,722 milesElectric

£233/mo est.£12,349
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

20247,771 milesPetrol

£234/mo est.£12,399
See it on cinch
53× value

SEAT Arona

1.5 TSI EVO FR Sport [EZ] 5dr

202050,487 milesPetrol

£215/mo est.£11,394
See it on cinch
53× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202047,658 milesPetrol

£217/mo est.£11,499
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202319,125 milesElectric

£238/mo est.£12,599
See it on cinch
53× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line 5dr

202075,186 milesPetrol

£200/mo est.£10,599
See it on cinch
53× value

Kia XCeed

1.0T GDi ISG 2 5dr

202236,626 milesPetrol

£216/mo est.£11,449
See it on cinch
53× value

SEAT Ateca

1.5 TSI EVO SE Technology 5dr

202161,478 milesPetrol

£236/mo est.£12,499
See it on cinch
53× value

SEAT Arona

1.0 TSI 110 Xcellence Lux [EZ] 5dr

202153,369 milesPetrol

£217/mo est.£11,494
See it on cinch
53× value

Hyundai Kona

1.0 TGDi 48V MHEV Premium 5dr

202233,950 milesPetrol

£247/mo est.£13,094
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202323,539 milesElectric

£232/mo est.£12,299
See it on cinch
53× value

Suzuki S-Cross

1.4 Boosterjet 48V Hybrid Motion 5dr

202337,585 milesPetrol

£236/mo est.£12,516
See it on cinch
53× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202028,243 milesPetrol

£234/mo est.£12,401
See it on cinch
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