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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,864 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

53× value

Ford Puma

1.0 EcoBoost Titanium 5dr

202021,645 milesPetrol

£236/mo est.£12,499
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

20249,481 milesPetrol

£231/mo est.£12,249
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

20248,963 milesPetrol

£231/mo est.£12,249
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

20249,727 milesPetrol

£232/mo est.£12,299
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202322,160 milesElectric

£234/mo est.£12,399
See it on cinch
53× value−£500

Vauxhall Corsa

1.2 GS 5dr

20246,699 milesPetrol

£234/mo est.£12,399
See it on cinch
53× value

Mazda CX-30

2.0 Skyactiv-X MHEV GT Sport 5dr

202050,427 milesPetrol

£243/mo est.£12,853
See it on cinch
53× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202350,699 milesElectric

£246/mo est.£12,999
See it on cinch
53× value

Vauxhall Mokka

100kW GS Line 50kWh 5dr Auto

202318,015 milesElectric

£242/mo est.£12,799
See it on cinch
53× value

Renault Clio

1.0 TCe 90 RS Line 5dr

202322,147 milesPetrol

£238/mo est.£12,598
See it on cinch
53× value−£350

Jeep Renegade

1.0 T3 GSE Night Eagle II 5dr

202036,928 milesPetrol

£208/mo est.£10,999
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202340,148 milesElectric

£240/mo est.£12,699
See it on cinch
53× value

Toyota Aygo X

1.0 VVT-i Pure 5dr Auto

202432,900 milesPetrol

£246/mo est.£12,999
See it on cinch
53× value

Citroen C4

1.2 PureTech [130] Shine Plus 5dr Auto

202118,291 milesPetrol

£246/mo est.£12,999
See it on cinch
53× value

Citroen C5 Aircross

1.2 PureTech C-Series Edition 5dr EAT8

202367,117 milesPetrol

£239/mo est.£12,638
See it on cinch
53× value

Renault Clio

1.0 TCe 90 RS Line 5dr

202317,534 milesPetrol

£246/mo est.£12,999
See it on cinch
53× value

DS DS 3 Crossback

1.2 PureTech Performance Line 5dr

202223,082 milesPetrol

£223/mo est.£11,798
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

202410,084 milesPetrol

£227/mo est.£11,999
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Elite 5dr

202128,006 milesPetrol

£208/mo est.£10,999
See it on cinch
53× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202032,475 milesPetrol

£227/mo est.£11,999
See it on cinch
53× value−£300

Citroen C4

1.2 PureTech [130] Shine 5dr

202228,094 milesPetrol

£221/mo est.£11,699
See it on cinch
53× value

Vauxhall Corsa

1.2 GS 5dr

202410,155 milesPetrol

£227/mo est.£11,999
See it on cinch
53× value

Ford Fiesta

1.1 Trend 5dr

202311,882 milesPetrol

£236/mo est.£12,449
See it on cinch
53× value

SEAT Ibiza

1.0 TSI 95 FR 5dr

202340,915 milesPetrol

£237/mo est.£12,499
See it on cinch
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