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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,864 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £0 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

Kia XCeed

1.0T GDi ISG Connect 5dr

202221,642 milesPetrol

£246/mo est.£13,249
See it on cinch
54× value

Vauxhall Mokka

1.5 Turbo D Launch Edition 5dr

202265,518 milesDiesel

£204/mo est.£10,999
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202418,276 milesPetrol

£243/mo est.£13,099
See it on cinch
54× value

Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£177/mo est.£9,543
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202245,660 milesPetrol

£217/mo est.£11,694
See it on cinch
54× value

SEAT Ibiza

1.0 TSI 95 FR Sport [EZ] 5dr

202139,260 milesPetrol

£230/mo est.£12,369
See it on cinch
54× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202324,963 milesElectric

£249/mo est.£13,399
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202346,084 milesPetrol

£236/mo est.£12,694
See it on cinch
54× value

Hyundai Kona

1.0 TGDi 48V MHEV Premium 5dr

202240,815 milesPetrol

£228/mo est.£12,258
See it on cinch
54× value

Honda HR-V

1.5 i-VTEC EX 5dr

201933,521 milesPetrol

£242/mo est.£12,999
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202420,472 milesPetrol

£244/mo est.£13,099
See it on cinch
54× value

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202333,447 milesElectric

£233/mo est.£12,499
See it on cinch
54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£180/mo est.£9,670
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202335,386 milesPetrol

£242/mo est.£12,999
See it on cinch
54× value

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr

202310,028 milesPetrol

£232/mo est.£12,449
See it on cinch
54× value

Volkswagen T-Cross

1.0 TSI SE 5dr

201947,859 milesPetrol

£202/mo est.£10,849
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202325,397 milesPetrol

£242/mo est.£12,999
See it on cinch
54× value−£350

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202119,205 milesPetrol

£216/mo est.£11,588
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

202419,390 milesPetrol

£245/mo est.£13,149
See it on cinch
54× value−£500

Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202360,388 milesPetrol plug-in hybrid

£237/mo est.£12,728
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202166,298 milesPetrol

£194/mo est.£10,419
See it on cinch
54× value−£550

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202118,393 milesPetrol

£214/mo est.£11,499
See it on cinch
54× value

Renault Clio

1.0 TCe 90 RS Line 5dr

202329,335 milesPetrol

£219/mo est.£11,749
See it on cinch
54× value−£400

SKODA KAMIQ

1.0 TSI 110 SE 5dr

202021,822 milesPetrol

£228/mo est.£12,245
See it on cinch
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