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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 268 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

44× value

SKODA OCTAVIA

1.6 TDI SE Technology 5dr

202046,477 milesDiesel

£254/mo est.£12,449
See it on cinch
44× value

Citroen Grand C4 SpaceTourer

1.5 BlueHDi 130 Feel 5dr

201969,059 milesDiesel

£210/mo est.£10,499
See it on cinch
44× value

Vauxhall Grandland X

1.5 Turbo D Tech Line Nav 5dr

201982,269 milesDiesel

£154/mo est.£7,999
See it on cinch
44× value

Ford Kuga

2.0 TDCi Titanium X Edition 5dr Auto 2WD

201959,279 milesDiesel

£245/mo est.£11,999
See it on cinch
44× value

Volvo V40

D2 [120] R DESIGN Nav Plus 5dr

201836,357 milesDiesel

£234/mo est.£11,499
See it on cinch
44× value

Volvo V40

D2 [120] Momentum Nav Plus 5dr Geartronic

201857,399 milesDiesel

£214/mo est.£10,618
See it on cinch
44× value

Ford Mondeo

2.0 TDCi ECOnetic Titanium Edition 5dr

201857,592 milesDiesel

£209/mo est.£10,405
See it on cinch
44× value

Citroen C4 Picasso

1.6 BlueHDi Flair 5dr

201864,045 milesDiesel

£172/mo est.£8,749
See it on cinch
44× value−£500

Renault Captur

1.5 dCi 90 Iconic 5dr

201928,646 milesDiesel

£182/mo est.£9,199
See it on cinch
44× value

Kia Sportage

1.7 CRDi ISG GT-Line 5dr

201851,050 milesDiesel

£228/mo est.£11,218
See it on cinch
44× value

Audi A1

1.6 TDI SE 5dr

201868,994 milesDiesel

£186/mo est.£9,299
See it on cinch
44× value

Kia Sportage

1.7 CRDi ISG 1 5dr

201860,149 milesDiesel

£172/mo est.£8,694
See it on cinch
44× value−£250

Peugeot 2008

1.5 BlueHDi 100 Allure 5dr

201850,327 milesDiesel

£155/mo est.£7,933
See it on cinch
44× value

Vauxhall Mokka X

1.6CDTi [136] Griffin 5dr

201931,452 milesDiesel

£194/mo est.£9,599
See it on cinch
44× value

Kia Optima

1.6 CRDi ISG 3 5dr

201956,707 milesDiesel

£226/mo est.£10,983
See it on cinch
44× value

Jaguar XE

2.0d [180] Portfolio 4dr Auto

201970,278 milesDiesel

£204/mo est.£10,015
See it on cinch
43× value

Audi Q2

1.6 TDI S Line 5dr

201858,632 milesDiesel

£246/mo est.£11,793
See it on cinch
43× value

Nissan Qashqai

1.5 dCi Tekna+ 5dr

201870,360 milesDiesel

£198/mo est.£9,710
See it on cinch
43× value

Citroen C3

1.5 BlueHDi 100 Flair 5dr [5 Speed]

201919,596 milesDiesel

£192/mo est.£9,449
See it on cinch
43× value

Ford C-Max

1.5 TDCi Zetec 5dr Powershift

201830,408 milesDiesel

£209/mo est.£10,145
See it on cinch
43× value−£400

Audi Q2

1.6 TDI Sport 5dr

201865,173 milesDiesel

£231/mo est.£11,083
See it on cinch
43× value

Ford C-Max

1.5 TDCi Titanium 5dr Powershift

201841,726 milesDiesel

£205/mo est.£9,976
See it on cinch
43× value−£400

Mercedes-Benz GLA

GLA 200d AMG Line 5dr Auto

201862,894 milesDiesel

£260/mo est.£12,310
See it on cinch
43× value

Ford C-Max

1.5 TDCi Titanium 5dr

201869,273 milesDiesel

£166/mo est.£8,280
See it on cinch
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