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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,140 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

Mazda CX-30

2.0 e-Skyactiv G MHEV GT Sport 5dr

202235,819 milesPetrol

£240/mo est.£14,499
See it on cinch
54× value

Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202415,691 milesPetrol

£255/mo est.£15,299
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54× value

Dacia Jogger

1.0 TCe Essential 5dr

202315,253 milesPetrol

£202/mo est.£12,435
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54× value

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202349,714 milesPetrol

£187/mo est.£11,599
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54× value

Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202421,193 milesPetrol

£242/mo est.£14,599
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54× value

SKODA KAMIQ

1.0 TSI 95 SE Drive 5dr

202250,533 milesPetrol

£179/mo est.£11,171
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54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202164,923 milesPetrol

£186/mo est.£11,563
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54× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202233,165 milesPetrol

£222/mo est.£13,494
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54× value−£250

SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202165,697 milesPetrol

£182/mo est.£11,324
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54× value

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202353,345 milesPetrol

£176/mo est.£10,994
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54× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202131,664 milesPetrol

£202/mo est.£12,395
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54× value

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202521,718 milesPetrol

£258/mo est.£15,449
See it on cinch
54× value−£350

Ford Kuga

1.5 EcoBlue Zetec 5dr

202246,710 milesDiesel

£197/mo est.£12,119
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54× value

Kia Ceed

1.5T GDi ISG GT-Line 5dr

202360,704 milesPetrol

£210/mo est.£12,827
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54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202510,970 milesPetrol

£233/mo est.£14,094
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202339,972 milesPetrol

£213/mo est.£12,999
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54× value

Audi A1

25 TFSI Technik 5dr

202329,716 milesPetrol

£245/mo est.£14,749
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54× value

DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£165/mo est.£10,399
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54× value−£450

Citroen C5 Aircross

1.2 PureTech Plus 5dr

202445,242 milesPetrol

£213/mo est.£12,999
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54× value

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202411,055 milesPetrol

£250/mo est.£14,999
See it on cinch
54× value−£500

Suzuki S-Cross

1.4 Boosterjet 48V Hybrid Ultra ALLGRIP 5dr

202329,088 milesPetrol

£250/mo est.£14,999
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54× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202332,752 milesPetrol

£167/mo est.£10,494
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54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202333,604 milesPetrol

£202/mo est.£12,399
See it on cinch
54× value−£250

Volkswagen T-Cross

1.0 TSI Black Edition 5dr

202232,372 milesPetrol

£254/mo est.£15,204
See it on cinch
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