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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,140 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

202051,245 milesPetrol

£159/mo est.£10,009
See it on cinch
54× value

SKODA FABIA

1.0 MPI 80 SE Edition 5dr

20252,194 milesPetrol

£250/mo est.£14,919
See it on cinch
54× value−£750

SKODA FABIA

1.0 TSI SE Edition 5dr

202510,208 milesPetrol

£239/mo est.£14,329
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202044,753 milesPetrol

£220/mo est.£13,299
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54× value

SEAT Ibiza

1.0 TSI 95 FR 5dr

202320,151 milesPetrol

£217/mo est.£13,124
See it on cinch
54× value

Hyundai Tucson

1.6 TGDi SE Connect 5dr 2WD

202251,969 milesPetrol

£248/mo est.£14,794
See it on cinch
54× value

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202329,273 milesPetrol

£198/mo est.£12,094
See it on cinch
54× value

Audi A1

25 TFSI Technik 5dr

202322,600 milesPetrol

£255/mo est.£15,157
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54× value

MINI Clubman

1.5 Cooper Classic 6dr

202244,693 milesPetrol

£223/mo est.£13,449
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54× value

SKODA KAMIQ

1.5 TSI SE 5dr

202338,175 milesPetrol

£226/mo est.£13,599
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202512,501 milesPetrol

£237/mo est.£14,194
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

20246,854 milesPetrol

£228/mo est.£13,699
See it on cinch
54× value−£250

SKODA FABIA

1.0 TSI SE Edition 5dr

202512,066 milesPetrol

£238/mo est.£14,249
See it on cinch
54× value

Hyundai i20

1.0T GDi Advance [Nav] 5dr

20255,743 milesPetrol

£259/mo est.£15,379
See it on cinch
54× value

Renault Captur

1.0 TCE 90 Techno 5dr

202439,000 milesPetrol

£193/mo est.£11,829
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202511,387 milesPetrol

£239/mo est.£14,299
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE 5dr

202224,916 milesPetrol

£220/mo est.£13,289
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202447,864 milesPetrol

£211/mo est.£12,799
See it on cinch
54× value−£400

Audi A1

25 TFSI Technik 5dr

202240,940 milesPetrol

£222/mo est.£13,399
See it on cinch
54× value

Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202216,442 milesPetrol

£238/mo est.£14,249
See it on cinch
54× value−£450

Kia XCeed

1.5T GDi ISG 3 5dr

202220,805 milesPetrol

£260/mo est.£15,432
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202411,569 milesPetrol

£224/mo est.£13,489
See it on cinch
54× value

Ford Focus

1.0 EcoBoost ST-Line X 5dr

202347,627 milesPetrol

£232/mo est.£13,918
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE L 5dr

202154,184 milesPetrol

£198/mo est.£12,094
See it on cinch
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