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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,161 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

52× value

Kia Sportage

1.6T GDi ISG 2 5dr [AWD]

201958,534 milesPetrol

£198/mo est.£11,549
See it on cinch
52× value

DS DS 3 Crossback

1.2 PureTech 130 Prestige 5dr EAT8

202152,256 milesPetrol

£193/mo est.£11,299
See it on cinch
52× value−£350

Fiat 500E

87kW Red 42kWh 3dr Auto

202328,143 milesElectric

£199/mo est.£11,599
See it on cinch
52× value

Kia Stonic

1.0T GDi 4 5dr

201963,863 milesPetrol

£158/mo est.£9,499
See it on cinch
52× value

Nissan Qashqai

1.3 DiG-T Tekna 5dr

201947,388 milesPetrol

£189/mo est.£11,099
See it on cinch
52× value−£250

Fiat 500

1.0 Mild Hybrid Top 3dr

20248,367 milesPetrol

£187/mo est.£10,999
See it on cinch
51× value

Kia Ceed

1.0T GDi ISG GT-Line 5dr

201966,401 milesPetrol

£166/mo est.£9,894
See it on cinch
51× value

Kia Picanto

1.25 X-Line S 5dr

202040,774 milesPetrol

£181/mo est.£10,649
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Play TSS 5dr

202025,161 milesPetrol

£137/mo est.£8,399
See it on cinch
51× value−£300

Fiat 500

1.0 Mild Hybrid 3dr

202410,032 milesPetrol

£181/mo est.£10,649
See it on cinch
51× value

Citroen C4

1.2 PureTech Sense 5dr

202240,074 milesPetrol

£178/mo est.£10,499
See it on cinch
51× value−£350

Fiat 500

1.0 Mild Hybrid 3dr

202410,370 milesPetrol

£180/mo est.£10,599
See it on cinch
51× value

Fiat 500E

87kW Icon 42kWh 3dr Auto

202239,405 milesElectric

£168/mo est.£9,999
See it on cinch
51× value−£400

MINI Hatchback

1.5 Cooper Exclusive II 5dr

201957,837 milesPetrol

£197/mo est.£11,456
See it on cinch
51× value

Volkswagen Passat

1.5 TSI EVO SEL 4dr

202187,614 milesPetrol

£183/mo est.£10,749
See it on cinch
51× value

Vauxhall Corsa

1.2 Design 5dr

202330,482 milesPetrol

£176/mo est.£10,389
See it on cinch
51× value

Kia Ceed

1.0T GDi ISG 2 5dr

202244,275 milesPetrol

£190/mo est.£11,105
See it on cinch
51× value

Citroen C4

1.2 PureTech You 5dr

202342,215 milesPetrol

£186/mo est.£10,894
See it on cinch
51× value

Renault Captur

1.3 TCE 130 S Edition 5dr

202064,934 milesPetrol

£174/mo est.£10,278
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202234,536 milesElectric

£159/mo est.£9,499
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202026,368 milesPetrol

£159/mo est.£9,499
See it on cinch
51× value

SEAT Ibiza

1.0 TSI 115 FR Sport [EZ] 5dr

201971,105 milesPetrol

£169/mo est.£9,998
See it on cinch
51× value

Mazda MX-30

107kW Prime Line 35.5kWh 5dr Auto

202223,678 milesElectric

£169/mo est.£9,999
See it on cinch
51× value

MINI Hatchback

1.5 Cooper Sport II 3dr

202060,060 milesPetrol

£200/mo est.£11,599
See it on cinch
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