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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,161 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Citroen C4

1.2 PureTech [130] C-Series Edition 5dr

202250,664 milesPetrol

£179/mo est.£10,702

See it on cinch

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£156/mo est.£9,499

See it on cinch

Fiat 500

1.0 Mild Hybrid Launch Edition 3dr

202150,054 milesPetrol

£126/mo est.£7,936

See it on cinch

52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£162/mo est.£9,800

See it on cinch

MINI Clubman

1.5 Cooper Classic 6dr

201963,339 milesPetrol

£191/mo est.£11,299

See it on cinch

Kia Stonic

1.0T GDi 2 5dr

202031,485 milesPetrol

£166/mo est.£9,999

See it on cinch

52× value−£300

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202325,989 milesPetrol / lpg

£161/mo est.£9,749

See it on cinch

SEAT Ibiza

1.0 TSI 95 Xcellence [EZ] 5dr

202040,598 milesPetrol

£185/mo est.£10,999

See it on cinch

MINI Hatchback

1.5 Cooper Sport II 3dr

201941,261 milesPetrol

£197/mo est.£11,594

See it on cinch

SKODA KAROQ

1.0 TSI SE L 5dr

201961,959 milesPetrol

£194/mo est.£11,434

See it on cinch

Hyundai IONIQ

100kW Premium 38kWh 5dr Auto

202213,090 milesElectric

£198/mo est.£11,649

See it on cinch

MINI Hatchback

1.5 Cooper Classic II 5dr [Comfort Pack]

202056,610 milesPetrol

£167/mo est.£10,034

See it on cinch

Renault Clio

1.0 TCe 90 Evolution 5dr

202326,107 milesPetrol

£186/mo est.£10,999

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Toyota Aygo

1.0 VVT-i X-Trend 5dr

202036,426 milesPetrol

£138/mo est.£8,508

See it on cinch

Toyota Aygo

1.0 VVT-i X-Play 5dr

202028,461 milesPetrol

£128/mo est.£7,999

See it on cinch

Dacia Duster

1.0 TCe 90 Essential 5dr

202359,712 milesPetrol

£157/mo est.£9,499

See it on cinch

Ford Focus

1.0 EcoBoost Active 5dr

202286,178 milesPetrol

£158/mo est.£9,557

See it on cinch

52× value−£250

Renault Captur

1.0 TCE 100 Play 5dr

202076,421 milesPetrol

£125/mo est.£7,849

See it on cinch

MG ZS

1.5 VTi-TECH Excite 5dr

202240,221 milesPetrol

£181/mo est.£10,749

See it on cinch

Renault Captur

1.0 TCE 90 Iconic 5dr

202234,282 milesPetrol

£186/mo est.£10,999

See it on cinch

Citroen C4

1.2 PureTech You 5dr

202340,816 milesPetrol

£186/mo est.£10,994

See it on cinch

Renault Captur

1.0 TCE 90 Iconic 5dr

202134,697 milesPetrol

£186/mo est.£10,999

See it on cinch

Citroen C4

1.2 PureTech You 5dr

202340,213 milesPetrol

£182/mo est.£10,794

See it on cinch

Mazda CX-30

2.0 e-Skyactiv G MHEV SE-L 5dr

202265,666 milesPetrol

£194/mo est.£11,412

See it on cinch

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