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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,798 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

SEAT Arona

1.0 TSI SE Technology 5dr

202325,326 milesPetrol

£197/mo est.£12,294

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Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202331,940 milesPetrol plug-in hybrid

£242/mo est.£14,756

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SEAT Ibiza

1.0 TSI 115 FR 5dr

202524,629 milesPetrol

£238/mo est.£14,549

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202312,568 milesPetrol

£237/mo est.£14,499

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,061 milesPetrol

£217/mo est.£13,394

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55× value−£300

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202274,982 milesPetrol

£179/mo est.£11,306

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202416,948 milesPetrol

£237/mo est.£14,499

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Audi A1

30 TFSI 110 S Line 5dr

202252,053 milesPetrol

£228/mo est.£13,999

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Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202227,086 milesElectric

£237/mo est.£14,499

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr DCT

202346,559 milesPetrol

£228/mo est.£13,999

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55× value−£450

Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202415,868 milesPetrol

£247/mo est.£14,999

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SKODA KAMIQ

1.0 TSI 95 SE 5dr

202320,717 milesPetrol

£215/mo est.£13,249

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MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202317,473 milesElectric

£247/mo est.£14,999

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SEAT Leon

1.5 TSI EVO 150 FR 5dr

202175,128 milesPetrol

£187/mo est.£11,716

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55× value−£350

Audi A3

35 TDI Technik 5dr S Tronic [Comfort+Sound]

202285,468 milesDiesel

£228/mo est.£13,967

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202423,430 milesPetrol

£225/mo est.£13,799

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202219,953 milesPetrol

£165/mo est.£10,499

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20236,117 milesPetrol

£223/mo est.£13,694

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202412,000 milesPetrol

£232/mo est.£14,194

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Ford Focus

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202426,813 milesPetrol

£247/mo est.£14,999

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202422,550 milesPetrol

£225/mo est.£13,799

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202430,958 milesPetrol

£216/mo est.£13,299

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SEAT Leon

2.0 TDI 150 FR 5dr

202373,127 milesDiesel

£217/mo est.£13,353

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Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,661 milesPetrol

£220/mo est.£13,524

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