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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,798 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Dacia Duster

1.0 TCe 90 Journey 5dr

202414,211 milesPetrol

£232/mo est.£14,194

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202321,241 milesElectric

£235/mo est.£14,339

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202134,109 milesPetrol

£220/mo est.£13,499

See it on cinch

55× value−£400

Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202419,527 milesPetrol

£238/mo est.£14,499

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MINI Hatchback

1.5 Cooper Classic 5dr

202274,732 milesPetrol

£156/mo est.£9,999

See it on cinch

55× value−£350

Toyota Aygo X

1.0 VVT-i Edge 5dr

202215,536 milesPetrol

£177/mo est.£11,149

See it on cinch

Renault Captur

1.0 TCE 90 Techno 5dr

202431,603 milesPetrol

£190/mo est.£11,849

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line Vignale 5dr

202222,779 milesPetrol

£248/mo est.£15,049

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MG ZS

1.5 VTi-TECH Exclusive 5dr

202418,338 milesPetrol

£228/mo est.£13,949

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SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202311,612 milesPetrol

£239/mo est.£14,539

See it on cinch

55× value−£300

Ford Fiesta

1.0 EcoBoost Active X 5dr

202338,934 milesPetrol

£195/mo est.£12,134

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202133,261 milesPetrol

£220/mo est.£13,499

See it on cinch

Toyota Aygo X

1.0 VVT-i Pure 5dr

202217,473 milesPetrol

£167/mo est.£10,599

See it on cinch

55× value−£400

DS DS 4

1.2 PureTech Performance Line 5dr EAT8

202328,863 milesPetrol

£238/mo est.£14,499

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Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202313,057 milesPetrol

£211/mo est.£12,999

See it on cinch

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202420,217 milesPetrol

£229/mo est.£13,999

See it on cinch

SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202136,700 milesPetrol

£217/mo est.£13,349

See it on cinch

55× value−£550

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202222,933 milesElectric

£246/mo est.£14,933

See it on cinch

Volkswagen T-Cross

1.0 TSI 115 R-Line 5dr

202077,817 milesPetrol

£191/mo est.£11,911

See it on cinch

Toyota Aygo X

1.0 VVT-i Exclusive 5dr Auto

202428,548 milesPetrol

£242/mo est.£14,694

See it on cinch

Audi A3

30 TDI Technik 5dr

202169,067 milesDiesel

£218/mo est.£13,380

See it on cinch

Vauxhall Corsa

1.2 Turbo 130 Ultimate 5dr Auto

202410,003 milesPetrol

£250/mo est.£15,149

See it on cinch

Dacia Duster

1.0 TCe 90 Journey 5dr

202319,959 milesPetrol

£221/mo est.£13,526

See it on cinch

55× value−£400

Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202418,088 milesPetrol

£248/mo est.£14,999

See it on cinch

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