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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,798 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

55× value−£650

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202156,636 milesDiesel

£191/mo est.£11,899

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SKODA KAMIQ

1.0 TSI 95 SE 5dr

202219,573 milesPetrol

£201/mo est.£12,448

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202121,586 milesPetrol

£235/mo est.£14,294

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SEAT Ibiza

1.0 TSI 110 FR Sport 5dr DSG

202332,340 milesPetrol

£247/mo est.£14,949

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202040,952 milesPetrol

£193/mo est.£11,999

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SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202325,669 milesPetrol

£226/mo est.£13,794

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55× value−£400

Peugeot 208

1.2 PureTech 100 Allure 5dr

202426,181 milesPetrol

£193/mo est.£11,999

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr

202322,423 milesPetrol

£237/mo est.£14,419

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SKODA KAMIQ

1.0 TSI 95 SE Drive 5dr

202347,918 milesPetrol

£193/mo est.£11,999

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Mazda Mazda3

2.0 e-Skyactiv G MHEV Centre-Line 5dr

202412,688 milesPetrol

£248/mo est.£14,999

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202238,687 milesPetrol

£204/mo est.£12,594

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line Vignale 5dr

202127,308 milesPetrol

£233/mo est.£14,199

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Vauxhall Mokka

1.2 Turbo 136 Ultimate 5dr

202320,397 milesPetrol

£237/mo est.£14,399

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Dacia Jogger

1.0 TCe Extreme 5dr

202315,822 milesPetrol

£246/mo est.£14,899

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SEAT Ibiza

1.0 TSI 115 FR 5dr

202419,486 milesPetrol

£235/mo est.£14,294

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202234,602 milesPetrol

£231/mo est.£14,066

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Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202418,463 milesPetrol

£248/mo est.£14,999

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MINI Countryman

1.5 Cooper S E Classic ALL4 PHEV 5dr Auto

202051,627 milesPetrol plug-in hybrid

£232/mo est.£14,133

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MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202319,404 milesElectric

£248/mo est.£14,999

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SEAT Arona

1.0 TSI 110 FR 5dr

202319,360 milesPetrol

£226/mo est.£13,794

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SEAT Arona

1.0 TSI 110 FR 5dr

202319,234 milesPetrol

£226/mo est.£13,794

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SKODA KAMIQ

1.0 TSI 110 SE Drive 5dr DSG

202242,390 milesPetrol

£211/mo est.£12,983

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Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202416,847 milesPetrol

£248/mo est.£14,999

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55× value−£350

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202350,754 milesPetrol

£194/mo est.£12,022

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