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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,798 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

Dacia Jogger

1.0 TCe Essential 5dr

202315,253 milesPetrol

£202/mo est.£12,435
See it on cinch
54× value

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202349,714 milesPetrol

£187/mo est.£11,599
See it on cinch
54× value

Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202421,193 milesPetrol

£242/mo est.£14,599
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 95 SE Drive 5dr

202250,533 milesPetrol

£179/mo est.£11,171
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202164,923 milesPetrol

£186/mo est.£11,563
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,891 milesPetrol

£237/mo est.£14,299
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Pure 5dr Auto

202313,412 milesPetrol

£211/mo est.£12,899
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202233,165 milesPetrol

£222/mo est.£13,494
See it on cinch
54× value−£250

SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202165,697 milesPetrol

£182/mo est.£11,324
See it on cinch
54× value

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202353,345 milesPetrol

£176/mo est.£10,994
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,466 milesPetrol

£237/mo est.£14,299
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20247,872 milesPetrol

£238/mo est.£14,349
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202317,313 milesElectric

£250/mo est.£14,999
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202324,300 milesElectric

£247/mo est.£14,849
See it on cinch
54× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr

202131,664 milesPetrol

£202/mo est.£12,395
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202316,831 milesPetrol

£215/mo est.£13,099
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium Design 5dr DCT

202124,397 milesPetrol

£226/mo est.£13,694
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20247,383 milesPetrol

£238/mo est.£14,349
See it on cinch
54× value−£350

Ford Kuga

1.5 EcoBlue Zetec 5dr

202246,710 milesDiesel

£197/mo est.£12,119
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,648 milesPetrol

£237/mo est.£14,299
See it on cinch
54× value

Kia Ceed

1.5T GDi ISG GT-Line 5dr

202360,704 milesPetrol

£210/mo est.£12,827
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202323,290 milesElectric

£249/mo est.£14,949
See it on cinch
54× value−£500

Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202229,844 milesPetrol plug-in hybrid

£239/mo est.£14,414
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202510,970 milesPetrol

£233/mo est.£14,094
See it on cinch
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