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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,198 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

55× value−£250

Hyundai BAYON

1.0 TGDi Advance 5dr DCT

20244,424 milesPetrol

£247/mo est.£15,099

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Hyundai BAYON

1.0 TGDi 48V MHEV Ultimate 5dr DCT

20232,645 milesPetrol

£248/mo est.£15,149

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BMW 3 Series

330e SE Pro 5dr Step Auto

202273,133 milesPetrol plug-in hybrid

£227/mo est.£13,999

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202327,081 milesPetrol

£231/mo est.£14,199

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SEAT Arona

1.0 TSI 110 FR 5dr DSG

202322,650 milesPetrol

£229/mo est.£14,099

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202318,586 milesPetrol

£170/mo est.£10,849

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Nissan Juke

1.0 DiG-T Acenta Premium 5dr

20254,845 milesPetrol

£247/mo est.£15,099

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BMW 2 Series Gran Coupe

218i M Sport 4dr

202052,152 milesPetrol

£252/mo est.£15,365

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line X 5dr

202320,569 milesPetrol

£238/mo est.£14,599

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MG ZS

1.0T GDi Exclusive 5dr DCT

202417,443 milesPetrol

£256/mo est.£15,594

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SKODA KAMIQ

1.0 TSI 110 SE L Executive 5dr

202316,241 milesPetrol

£259/mo est.£15,749

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Nissan Juke

1.6 Hybrid Premiere Edition 5dr Auto

202233,846 milesPetrol hybrid

£246/mo est.£14,999

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202124,649 milesPetrol

£186/mo est.£11,699

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

202411,523 milesPetrol

£242/mo est.£14,794

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55× value−£500

Volkswagen T-Roc

1.5 TSI EVO R-Line 5dr

202052,906 milesPetrol

£256/mo est.£15,568

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55× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence Lux 5dr DSG

202427,164 milesPetrol

£256/mo est.£15,549

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BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202265,353 milesPetrol

£246/mo est.£14,999

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CUPRA Formentor

1.5 TSI 150 V1 5dr

202374,309 milesPetrol

£246/mo est.£14,999

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MG ZS

1.0T GDi Exclusive 5dr

202220,704 milesPetrol

£207/mo est.£12,849

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SKODA SCALA

1.0 TSI 95 SE Technology 5dr

202319,347 milesPetrol

£215/mo est.£13,294

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Audi A3

35 TDI Sport 5dr S Tronic

202175,464 milesDiesel

£246/mo est.£14,999

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MG ZS

1.5 VTi-TECH Exclusive 5dr

202317,706 milesPetrol

£216/mo est.£13,344

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr DCT

202322,343 milesPetrol

£253/mo est.£15,399

See it on cinch

BMW 1 Series

118i [136] Sport 5dr [Live Cockpit Professional]

202255,023 milesPetrol

£233/mo est.£14,299

See it on cinch

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