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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,198 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £1,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£166/mo est.£10,349

See it on cinch

Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£196/mo est.£11,899

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202419,602 milesPetrol hybrid

£269/mo est.£15,694

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SKODA FABIA

1.0 TSI SE Edition 5dr

202513,285 milesPetrol

£240/mo est.£14,194

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202220,364 milesPetrol

£253/mo est.£14,875

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202349,599 milesPetrol

£231/mo est.£13,699

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202341,482 milesPetrol

£246/mo est.£14,469

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SKODA SCALA

1.0 TSI 110 SE L 5dr

202223,621 milesPetrol

£227/mo est.£13,532

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56× value−£450

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202214,443 milesPetrol

£262/mo est.£15,288

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Kia Niro

1.6 GDi Hybrid 2 5dr DCT

202260,984 milesPetrol hybrid

£249/mo est.£14,626

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56× value−£400

BMW 3 Series

330e SE Pro 5dr Step Auto

202281,627 milesPetrol plug-in hybrid

£218/mo est.£12,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202133,539 milesPetrol

£205/mo est.£12,329

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,349 milesPetrol

£220/mo est.£13,099

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BMW 1 Series

118i [136] Sport 5dr [Live Cockpit Professional]

202236,567 milesPetrol

£271/mo est.£15,727

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56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£162/mo est.£10,099

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Kia Sportage

1.6T GDi ISG 2 5dr

202227,929 milesPetrol

£273/mo est.£15,849

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Vauxhall Mokka

1.2 Turbo Ultimate 5dr Auto

202316,101 milesPetrol

£266/mo est.£15,499

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Kia Sportage

1.6T GDi ISG 2 5dr

202342,139 milesPetrol

£274/mo est.£15,899

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202319,654 milesPetrol

£271/mo est.£15,699

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202327,494 milesPetrol

£261/mo est.£15,199

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202316,254 milesPetrol

£252/mo est.£14,694

See it on cinch

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202341,517 milesPetrol

£244/mo est.£14,299

See it on cinch

SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202424,604 milesPetrol

£249/mo est.£14,594

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202352,669 milesPetrol

£230/mo est.£13,599

See it on cinch

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