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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 268 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

46× value−£400

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201875,367 milesDiesel

£103/mo est.£8,309
See it on cinch
46× value

Renault Koleos

2.0 dCi GT Line 5dr X-Tronic

201952,711 milesDiesel

£201/mo est.£12,784
See it on cinch
46× value

BMW 3 Series

320d xDrive Sport 4dr Step Auto

201869,206 milesDiesel

£191/mo est.£12,294
See it on cinch
46× value

Renault Kadjar

1.5 Blue dCi GT Line 5dr

201938,978 milesDiesel

£193/mo est.£12,363
See it on cinch
46× value

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201961,900 milesDiesel

£121/mo est.£9,093
See it on cinch
46× value

Vauxhall Grandland X

1.5 Turbo D Elite Nav 5dr Auto

202153,131 milesDiesel

£187/mo est.£12,099
See it on cinch
46× value

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201983,777 milesDiesel

£107/mo est.£8,449
See it on cinch
46× value

BMW 1 Series

118d M Sport Shadow Ed 5dr Step Auto

201984,058 milesDiesel

£185/mo est.£11,999
See it on cinch
46× value

Kia Sportage

1.6 CRDi ISG GT-Line 5dr DCT Auto

201977,882 milesDiesel

£178/mo est.£11,665
See it on cinch
46× value

Renault Kadjar

1.5 Blue dCi GT Line 5dr EDC

201926,057 milesDiesel

£207/mo est.£12,999
See it on cinch
46× value

Renault Kadjar

1.5 Blue dCi Play 5dr

202039,877 milesDiesel

£143/mo est.£10,062
See it on cinch
46× value

Hyundai Tucson

1.6 CRDi Premium 5dr 2WD

201950,262 milesDiesel

£182/mo est.£11,859
See it on cinch
45× value

SEAT Arona

1.6 TDI Xcellence 5dr DSG

201884,620 milesDiesel

£131/mo est.£9,499
See it on cinch
45× value

Ford Kuga

1.5 TDCi ST-Line 5dr 2WD

201846,691 milesDiesel

£164/mo est.£10,999
See it on cinch
45× value

Nissan X-Trail

1.6 dCi Tekna 5dr

201862,908 milesDiesel

£156/mo est.£10,649
See it on cinch
45× value

Kia Sportage

1.6 CRDi ISG GT-Line 5dr

201972,859 milesDiesel

£164/mo est.£10,999
See it on cinch
45× value−£500

BMW 1 Series

116d M Sport Shadow Ed 5dr Step Auto

201854,697 milesDiesel

£199/mo est.£12,594
See it on cinch
45× value

Kia Sportage

1.6 CRDi ISG 4 5dr DCT Auto

201966,420 milesDiesel

£208/mo est.£12,963
See it on cinch
45× value

Vauxhall Grandland X

1.5 Turbo D Elite Nav 5dr

202066,864 milesDiesel

£131/mo est.£9,494
See it on cinch
45× value

Kia Sportage

1.6 CRDi ISG 4 5dr DCT Auto

201873,388 milesDiesel

£198/mo est.£12,499
See it on cinch
45× value−£300

SEAT Ibiza

1.6 TDI 95 SE Technology [EZ] 5dr

201934,989 milesDiesel

£138/mo est.£9,749
See it on cinch
45× value

Volkswagen Golf

1.6 TDI SE [Nav] 5dr

201871,959 milesDiesel

£150/mo est.£10,299
See it on cinch
45× value−£400

Kia Ceed

1.6 CRDi ISG 3 5dr

201865,851 milesDiesel

£114/mo est.£8,651
See it on cinch
45× value

Kia Sportage

1.7 CRDi ISG GT-Line 5dr

201870,217 milesDiesel

£137/mo est.£9,689
See it on cinch
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