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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,058 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202333,208 milesElectric

£166/mo est.£12,999
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202310,947 milesPetrol

£180/mo est.£13,737
See it on cinch
53× value

Hyundai i10

1.2 [79] Advance 5dr Auto [Nav]

202515,278 milesPetrol

£191/mo est.£14,294
See it on cinch
53× value

MINI Hatchback

1.5 Cooper Classic 3dr Auto [Comfort/Nav Pack]

202244,961 milesPetrol

£196/mo est.£14,561
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202325,895 milesPetrol

£171/mo est.£13,249
See it on cinch
53× value

BMW 1 Series

116d M Sport 5dr Step Auto

202071,807 milesDiesel

£204/mo est.£14,999
See it on cinch
53× value

Citroen C5 Aircross

1.2 PureTech Shine 5dr EAT8

202223,756 milesPetrol

£206/mo est.£15,110
See it on cinch
53× value

Volkswagen ID.3

107KW Family Pro 58kWh 5dr Auto

202335,797 milesElectric

£205/mo est.£15,049
See it on cinch
53× value−£400

Volkswagen ID.3

150kW Business Pro Performance 58kWh 5dr Auto

202022,234 milesElectric

£187/mo est.£14,099
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

202412,785 milesPetrol

£157/mo est.£12,499
See it on cinch
53× value

Peugeot 3008

1.6 Hybrid 225 GT 5dr e-EAT8

202370,150 milesPetrol plug-in hybrid

£177/mo est.£13,560
See it on cinch
53× value

SEAT Leon

1.5 eTSI 150 FR 5dr DSG

202072,769 milesPetrol

£157/mo est.£12,499
See it on cinch
53× value

Volkswagen T-Roc

1.5 TSI EVO SEL 5dr DSG

201946,579 milesPetrol

£206/mo est.£15,099
See it on cinch
53× value

Kia Stonic

1.0T GDi 99 2 5dr DCT

202136,379 milesPetrol

£157/mo est.£12,499
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202417,279 milesElectric

£204/mo est.£14,999
See it on cinch
53× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£129/mo est.£10,999
See it on cinch
53× value

Dacia Duster

1.3 TCe 150 Extreme SE 5dr EDC

202228,840 milesPetrol

£199/mo est.£14,699
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

202411,848 milesPetrol

£161/mo est.£12,699
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202317,717 milesPetrol

£184/mo est.£13,899
See it on cinch
53× value−£500

MINI Hatchback

2.0 Cooper S Sport II 3dr Auto

201944,822 milesPetrol

£167/mo est.£12,999
See it on cinch
53× value

Citroen C5 X

1.6 Plug-in Hybrid 225 Shine 5dr e-EAT8

202257,068 milesPetrol plug-in hybrid

£170/mo est.£13,155
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202346,560 milesElectric

£152/mo est.£12,199
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202311,273 milesElectric

£202/mo est.£14,874
See it on cinch
53× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£129/mo est.£10,999
See it on cinch
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