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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,203 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

52× value

Hyundai Kona

1.0T GDi Play Edition 5dr

202044,385 milesPetrol

£123/mo est.£10,399
See it on cinch
52× value

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr

202375,244 milesPetrol

£95/mo est.£8,938
See it on cinch
52× value

SEAT Arona

1.0 TSI SE 5dr

202334,446 milesPetrol

£146/mo est.£11,572
See it on cinch
52× value

Hyundai Kona

1.0T GDi Blue Drive SE 5dr

201865,677 milesPetrol

£67/mo est.£7,499
See it on cinch
52× value

Fiat 500

1.0 Mild Hybrid 3dr

202337,849 milesPetrol

£98/mo est.£9,094
See it on cinch
52× value

DS DS 3 Crossback

1.2 PureTech 130 Performance Line 5dr EAT8

202042,911 milesPetrol

£128/mo est.£10,656
See it on cinch
52× value−£250

Fiat 500

1.0 Mild Hybrid 3dr

202325,553 milesPetrol

£102/mo est.£9,299
See it on cinch
52× value−£400

Kia Picanto

1.0 GT-line 5dr [4 seats]

202144,889 milesPetrol

£97/mo est.£9,034
See it on cinch
52× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202328,067 milesElectric

£135/mo est.£10,994
See it on cinch
52× value

Peugeot 208

1.2 PureTech 100 Allure Premium 5dr

202163,062 milesPetrol

£99/mo est.£9,129
See it on cinch
52× value

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202337,876 milesPetrol / lpg

£106/mo est.£9,499
See it on cinch
52× value

Hyundai IONIQ

100kW Premium SE 38kWh 5dr Auto

202125,131 milesElectric

£135/mo est.£10,999
See it on cinch
52× value

Nissan Micra

1.0 IG-T 92 Tekna 5dr

202227,778 milesPetrol

£135/mo est.£10,999
See it on cinch
52× value−£300

Dacia Duster

1.0 TCe 90 Comfort 5dr

202180,923 milesPetrol

£82/mo est.£8,255
See it on cinch
52× value

Nissan Juke

1.0 DiG-T 114 Visia 5dr

202279,886 milesPetrol

£104/mo est.£9,399
See it on cinch
52× value

Citroen C4

1.2 PureTech [130] Shine 5dr

202145,371 milesPetrol

£135/mo est.£10,999
See it on cinch
52× value

Renault Clio

1.0 TCe 100 RS Line 5dr

202060,077 milesPetrol

£105/mo est.£9,440
See it on cinch
52× value

Hyundai i10

1.0 T-GDi N Line 5dr

202125,402 milesPetrol

£141/mo est.£11,294
See it on cinch
52× value

Kia XCeed

1.0T GDi ISG 3 5dr

202050,384 milesPetrol

£141/mo est.£11,294
See it on cinch
52× value

Kia Sportage

1.6T GDi ISG 2 5dr [AWD]

201958,534 milesPetrol

£146/mo est.£11,549
See it on cinch
52× value

DS DS 3 Crossback

1.2 PureTech 130 Prestige 5dr EAT8

202152,256 milesPetrol

£141/mo est.£11,299
See it on cinch
52× value−£350

Fiat 500E

87kW Red 42kWh 3dr Auto

202328,143 milesElectric

£147/mo est.£11,599
See it on cinch
52× value

Kia Stonic

1.0T GDi 4 5dr

201963,863 milesPetrol

£106/mo est.£9,499
See it on cinch
52× value

Nissan Qashqai

1.3 DiG-T Tekna 5dr

201947,388 milesPetrol

£137/mo est.£11,099
See it on cinch
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