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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,203 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

52× value−£250

Fiat 500

1.0 Mild Hybrid Top 3dr

20248,367 milesPetrol

£135/mo est.£10,999
See it on cinch
51× value

Kia Ceed

1.0T GDi ISG GT-Line 5dr

201966,401 milesPetrol

£114/mo est.£9,894
See it on cinch
51× value

Kia Picanto

1.25 X-Line S 5dr

202040,774 milesPetrol

£129/mo est.£10,649
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Play TSS 5dr

202025,161 milesPetrol

£85/mo est.£8,399
See it on cinch
51× value−£300

Fiat 500

1.0 Mild Hybrid 3dr

202410,032 milesPetrol

£129/mo est.£10,649
See it on cinch
51× value

Citroen C4

1.2 PureTech Sense 5dr

202240,074 milesPetrol

£126/mo est.£10,499
See it on cinch
51× value−£350

Fiat 500

1.0 Mild Hybrid 3dr

202410,370 milesPetrol

£128/mo est.£10,599
See it on cinch
51× value

Fiat 500E

87kW Icon 42kWh 3dr Auto

202239,405 milesElectric

£116/mo est.£9,999
See it on cinch
51× value−£400

MINI Hatchback

1.5 Cooper Exclusive II 5dr

201957,837 milesPetrol

£145/mo est.£11,456
See it on cinch
51× value

Volkswagen Passat

1.5 TSI EVO SEL 4dr

202187,614 milesPetrol

£131/mo est.£10,749
See it on cinch
51× value

Vauxhall Corsa

1.2 Design 5dr

202330,482 milesPetrol

£124/mo est.£10,389
See it on cinch
51× value

Kia Ceed

1.0T GDi ISG 2 5dr

202244,275 milesPetrol

£138/mo est.£11,105
See it on cinch
51× value

Citroen C4

1.2 PureTech You 5dr

202342,215 milesPetrol

£134/mo est.£10,894
See it on cinch
51× value

Renault Captur

1.3 TCE 130 S Edition 5dr

202064,934 milesPetrol

£122/mo est.£10,278
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202234,536 milesElectric

£107/mo est.£9,499
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202026,368 milesPetrol

£107/mo est.£9,499
See it on cinch
51× value

SEAT Ibiza

1.0 TSI 115 FR Sport [EZ] 5dr

201971,105 milesPetrol

£117/mo est.£9,998
See it on cinch
51× value

Mazda MX-30

107kW Prime Line 35.5kWh 5dr Auto

202223,678 milesElectric

£117/mo est.£9,999
See it on cinch
51× value

MINI Hatchback

1.5 Cooper Sport II 3dr

202060,060 milesPetrol

£148/mo est.£11,599
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202124,225 milesElectric

£115/mo est.£9,899
See it on cinch
51× value

Nissan Qashqai

1.3 DiG-T 160 N-Tec 5dr DCT

202075,974 milesPetrol

£148/mo est.£11,594
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

20247,405 milesPetrol

£137/mo est.£11,029
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

202035,987 milesPetrol

£78/mo est.£7,999
See it on cinch
51× value

Peugeot 208

1.2 PureTech 100 Allure Premium 5dr

202048,586 milesPetrol

£111/mo est.£9,697
See it on cinch
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