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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,203 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

51× value−£350

Kia Stonic

1.0T GDi 2 5dr

202039,710 milesPetrol

£117/mo est.£9,994
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202328,138 milesPetrol

£109/mo est.£9,594
See it on cinch
51× value

Mazda Mazda2

1.5 Skyactiv G GT Sport Nav 5dr

202144,794 milesPetrol

£135/mo est.£10,926
See it on cinch
51× value−£400

Fiat 500

1.0 Mild Hybrid 3dr

202322,572 milesPetrol

£107/mo est.£9,499
See it on cinch
51× value

Audi Q2

35 TFSI S Line 5dr

201985,285 milesPetrol

£140/mo est.£11,190
See it on cinch
51× value

Fiat 500E

87kW Red 42kWh 3dr Auto

202215,049 milesElectric

£146/mo est.£11,499
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202335,612 milesPetrol

£103/mo est.£9,294
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202329,308 milesPetrol

£109/mo est.£9,594
See it on cinch
51× value

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202219,437 milesElectric

£109/mo est.£9,599
See it on cinch
51× value

SEAT Arona

1.0 TSI 115 FR [EZ] 5dr

201942,380 milesPetrol

£129/mo est.£10,599
See it on cinch
51× value−£450

Hyundai Kona

1.0T GDi Blue Drive SE 5dr

201952,354 milesPetrol

£94/mo est.£8,806
See it on cinch
51× value−£350

Renault Captur

1.0 TCE 100 Iconic 5dr

202042,362 milesPetrol

£122/mo est.£10,241
See it on cinch
51× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202374,667 milesElectric

£137/mo est.£10,999
See it on cinch
51× value

MINI Hatchback

2.0 Cooper S Sport II 5dr [Comfort/Nav Pack]

201975,130 milesPetrol

£135/mo est.£10,897
See it on cinch
51× value

Fiat 500E

87kW Icon 42kWh 3dr Auto

202226,225 milesElectric

£133/mo est.£10,799
See it on cinch
51× value

Vauxhall Insignia Grand Sport

1.5 Turbo D GS Line 5dr

202270,650 milesDiesel

£137/mo est.£10,999
See it on cinch
51× value

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202317,117 milesElectric

£137/mo est.£10,999
See it on cinch
51× value−£300

Fiat 500E

87kW Icon 42kWh 3dr Auto

202221,711 milesElectric

£137/mo est.£10,999
See it on cinch
51× value

Hyundai i10

1.0 T-GDi N Line 5dr

202237,663 milesPetrol

£145/mo est.£11,394
See it on cinch
51× value−£300

Kia Ceed

1.0T GDi ISG 3 5dr

201941,253 milesPetrol

£131/mo est.£10,681
See it on cinch
51× value−£300

Hyundai i10

1.0 T-GDi N Line 5dr

202037,174 milesPetrol

£123/mo est.£10,268
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202332,408 milesPetrol

£108/mo est.£9,499
See it on cinch
51× value

Vauxhall Mokka

1.5 Turbo D Elite Edition 5dr

202265,986 milesDiesel

£147/mo est.£11,499
See it on cinch
51× value

SEAT Arona

1.0 TSI SE 5dr

202224,451 milesPetrol

£147/mo est.£11,499
See it on cinch
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