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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,203 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

51× value

MG MG3

1.5 VTi-TECH Exclusive 5dr [Navigation]

202437,161 milesPetrol

£107/mo est.£9,399
See it on cinch
51× value

Dacia Duster

1.0 TCe 90 Essential 5dr

202139,564 milesPetrol

£108/mo est.£9,455
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51× value−£250

Ford Focus

1.0 EcoBoost 125 Active 5dr

202058,487 milesPetrol

£99/mo est.£8,999
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Lounge 3dr

202138,337 milesPetrol

£78/mo est.£7,922
See it on cinch
51× value

Vauxhall Insignia Grand Sport

1.5 Turbo D Design 5dr

202254,046 milesDiesel

£139/mo est.£10,990
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51× value

Citroen C3

1.2 PureTech Plus 5dr

20247,461 milesPetrol

£143/mo est.£11,199
See it on cinch
51× value

Vauxhall Corsa

1.2 Turbo Elite Edition 5dr

202228,333 milesPetrol

£146/mo est.£11,355
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51× value−£350

Vauxhall Corsa

1.2 Turbo SRi Premium 5dr

202129,389 milesPetrol

£124/mo est.£10,239
See it on cinch
51× value

Vauxhall Corsa

1.2 Turbo Elite Edition 5dr

202227,607 milesPetrol

£147/mo est.£11,399
See it on cinch
51× value

Vauxhall Corsa

1.2 Turbo Elite Edition 5dr

202231,519 milesPetrol

£142/mo est.£11,149
See it on cinch
51× value

Fiat 500C

1.0 Mild Hybrid 2dr

202310,039 milesPetrol

£149/mo est.£11,499
See it on cinch
51× value

BMW i3

135kW S 42kWh 5dr Auto

201957,013 milesElectric

£143/mo est.£11,199
See it on cinch
51× value

MINI Hatchback

1.5 Cooper Classic II 5dr

201935,257 milesPetrol

£132/mo est.£10,649
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i JBL Edition 5dr

202037,226 milesPetrol

£118/mo est.£9,929
See it on cinch
51× value

Renault Clio

1.0 TCe 90 Techno 5dr

202347,578 milesPetrol

£145/mo est.£11,299
See it on cinch
51× value

Renault Clio

1.0 TCe 100 S Edition 5dr

202032,176 milesPetrol

£124/mo est.£10,237
See it on cinch
51× value

Citroen C3

1.2 PureTech Plus 5dr

202416,752 milesPetrol

£127/mo est.£10,399
See it on cinch
51× value

SEAT Ibiza

1.0 SE [EZ] 5dr

202046,702 milesPetrol

£123/mo est.£10,199
See it on cinch
51× value

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 Active X Edition 5dr

202029,840 milesPetrol

£145/mo est.£11,298
See it on cinch
51× value

Kia Stonic

1.0T GDi 2 5dr

201957,290 milesPetrol

£105/mo est.£9,272
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202232,690 milesPetrol

£94/mo est.£8,699
See it on cinch
51× value

MG MG3

1.5 VTi-TECH Exclusive 5dr [Navigation]

202029,915 milesPetrol

£85/mo est.£8,249
See it on cinch
51× value

Renault ZOE

100kW GT Line + R135 50kWh Rapid Charge 5dr Auto

202253,140 milesElectric

£91/mo est.£8,549
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202371,644 milesPetrol

£70/mo est.£7,499
See it on cinch
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