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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,203 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

52× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202136,283 milesElectric

£139/mo est.£11,349
See it on cinch
52× value

Hyundai Kona

1.0 TGDi 48V MHEV N Line 5dr

202259,573 milesPetrol

£148/mo est.£11,817
See it on cinch
52× value−£350

Peugeot 208

1.2 PureTech 100 Allure Premium 5dr

202127,785 milesPetrol

£133/mo est.£11,026
See it on cinch
52× value

Kia Picanto

1.0 X-Line 5dr

202126,137 milesPetrol

£113/mo est.£9,999
See it on cinch
52× value

SEAT Ibiza

1.0 TSI 95 SE Technology 5dr

202221,291 milesPetrol

£150/mo est.£11,931
See it on cinch
52× value

Renault Captur

1.0 TCE 90 S Edition 5dr

202143,739 milesPetrol

£133/mo est.£11,030
See it on cinch
52× value

Kia Stonic

1.0T GDi 4 5dr

201952,036 milesPetrol

£117/mo est.£10,194
See it on cinch
52× value

Vauxhall Astra

1.2 Turbo 145 Griffin Edition 5dr

202130,072 milesPetrol

£131/mo est.£10,899
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£104/mo est.£9,499
See it on cinch
52× value

SEAT Ibiza

1.0 TSI 95 Xcellence [EZ] 5dr

201940,452 milesPetrol

£125/mo est.£10,594
See it on cinch
52× value

Nissan Juke

1.0 DiG-T Tekna+ 5dr DCT

202078,376 milesPetrol

£130/mo est.£10,859
See it on cinch
52× value

Volkswagen T-Cross

1.0 TSI SE 5dr

201968,655 milesPetrol

£130/mo est.£10,849
See it on cinch
52× value

Nissan LEAF

160kW e+ N-Connecta 59kWh 5dr Auto

202234,460 milesElectric

£146/mo est.£11,694
See it on cinch
52× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr

202342,692 milesPetrol

£148/mo est.£11,794
See it on cinch
52× value

MG MG5

115kW Exclusive EV 61kWh 5dr Auto

202224,835 milesElectric

£149/mo est.£11,849
See it on cinch
52× value

Vauxhall Corsa

1.2 GS 5dr

202317,625 milesPetrol

£150/mo est.£11,899
See it on cinch
52× value−£300

Kia Picanto

1.0 X-Line 5dr

202321,663 milesPetrol

£136/mo est.£11,160
See it on cinch
52× value

Citroen C4

1.2 PureTech [130] C-Series Edition 5dr

202250,664 milesPetrol

£127/mo est.£10,702
See it on cinch
52× value

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£104/mo est.£9,499
See it on cinch
52× value

Fiat 500

1.0 Mild Hybrid Launch Edition 3dr

202150,054 milesPetrol

£74/mo est.£7,936
See it on cinch
52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£110/mo est.£9,800
See it on cinch
52× value

MINI Clubman

1.5 Cooper Classic 6dr

201963,339 milesPetrol

£139/mo est.£11,299
See it on cinch
52× value

Kia Stonic

1.0T GDi 2 5dr

202031,485 milesPetrol

£114/mo est.£9,999
See it on cinch
52× value−£300

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202325,989 milesPetrol / lpg

£109/mo est.£9,749
See it on cinch
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