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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,203 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

52× value

SEAT Ibiza

1.0 TSI 95 Xcellence [EZ] 5dr

202040,598 milesPetrol

£133/mo est.£10,999
See it on cinch
52× value

MINI Hatchback

1.5 Cooper Sport II 3dr Auto

201850,377 milesPetrol

£150/mo est.£11,847
See it on cinch
52× value

MINI Hatchback

1.5 Cooper Sport II 3dr

201941,261 milesPetrol

£145/mo est.£11,594
See it on cinch
52× value

Vauxhall Corsa

1.2 GS 5dr

202317,669 milesPetrol

£149/mo est.£11,799
See it on cinch
52× value

SKODA KAROQ

1.0 TSI SE L 5dr

201961,959 milesPetrol

£142/mo est.£11,434
See it on cinch
52× value

Hyundai IONIQ

100kW Premium 38kWh 5dr Auto

202213,090 milesElectric

£146/mo est.£11,649
See it on cinch
52× value

MINI Hatchback

1.5 Cooper Classic II 5dr [Comfort Pack]

202056,610 milesPetrol

£115/mo est.£10,034
See it on cinch
52× value

Renault Clio

1.0 TCe 90 Evolution 5dr

202326,107 milesPetrol

£134/mo est.£10,999
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202036,426 milesPetrol

£86/mo est.£8,508
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

202028,461 milesPetrol

£76/mo est.£7,999
See it on cinch
52× value

Dacia Duster

1.0 TCe 90 Essential 5dr

202359,712 milesPetrol

£105/mo est.£9,499
See it on cinch
52× value

Ford Focus

1.0 EcoBoost Active 5dr

202286,178 milesPetrol

£106/mo est.£9,557
See it on cinch
52× value−£250

Renault Captur

1.0 TCE 100 Play 5dr

202076,421 milesPetrol

£73/mo est.£7,849
See it on cinch
52× value

MG ZS

1.5 VTi-TECH Excite 5dr

202240,221 milesPetrol

£129/mo est.£10,749
See it on cinch
52× value

Renault Captur

1.0 TCE 90 Iconic 5dr

202234,282 milesPetrol

£134/mo est.£10,999
See it on cinch
52× value

Citroen C4

1.2 PureTech You 5dr

202340,816 milesPetrol

£134/mo est.£10,994
See it on cinch
52× value

Renault Captur

1.0 TCE 90 Iconic 5dr

202134,697 milesPetrol

£134/mo est.£10,999
See it on cinch
52× value

Citroen C4

1.2 PureTech You 5dr

202340,213 milesPetrol

£130/mo est.£10,794
See it on cinch
52× value

Mazda CX-30

2.0 e-Skyactiv G MHEV SE-L 5dr

202265,666 milesPetrol

£142/mo est.£11,412
See it on cinch
52× value−£300

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202310,672 milesElectric

£128/mo est.£10,660
See it on cinch
52× value

Dacia Duster

1.0 TCe 100 Bi-Fuel Essential 5dr

202218,886 milesPetrol / lpg

£115/mo est.£9,998
See it on cinch
52× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202318,195 milesElectric

£148/mo est.£11,699
See it on cinch
52× value

Fiat 500

1.0 Mild Hybrid 3dr

202310,956 milesPetrol

£111/mo est.£9,799
See it on cinch
52× value

Dacia Duster

1.0 TCe 100 Bi-Fuel Essential 5dr

202220,631 milesPetrol / lpg

£121/mo est.£10,299
See it on cinch
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