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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,885 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

MG ZS

1.0T GDi Exclusive 5dr

202220,704 milesPetrol

£155/mo est.£12,849

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SKODA SCALA

1.0 TSI 95 SE Technology 5dr

202319,347 milesPetrol

£163/mo est.£13,294

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Audi A3

35 TDI Sport 5dr S Tronic

202175,464 milesDiesel

£194/mo est.£14,999

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MG ZS

1.5 VTi-TECH Exclusive 5dr

202317,706 milesPetrol

£164/mo est.£13,344

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BMW 1 Series

118i [136] Sport 5dr [Live Cockpit Professional]

202255,023 milesPetrol

£181/mo est.£14,299

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Ford Fiesta

1.0 EcoBoost ST-Line X 5dr

202230,859 milesPetrol

£156/mo est.£12,904

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202324,042 milesPetrol

£154/mo est.£12,794

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202412,646 milesPetrol

£183/mo est.£14,399

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202412,604 milesPetrol

£181/mo est.£14,299

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55× value−£500

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr DSG

202240,128 milesPetrol

£194/mo est.£14,999

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Dacia Jogger

1.0 TCe Extreme SE 5dr

202313,754 milesPetrol

£180/mo est.£14,199

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr DCT

202132,884 milesPetrol

£185/mo est.£14,499

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SEAT Arona

1.0 TSI SE Technology 5dr

202325,326 milesPetrol

£145/mo est.£12,294

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Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202331,940 milesPetrol plug-in hybrid

£190/mo est.£14,756

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SEAT Ibiza

1.0 TSI 115 FR 5dr

202524,629 milesPetrol

£186/mo est.£14,549

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202511,883 milesPetrol

£200/mo est.£15,299

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202312,568 milesPetrol

£185/mo est.£14,499

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,061 milesPetrol

£165/mo est.£13,394

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55× value−£300

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202274,982 milesPetrol

£127/mo est.£11,306

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202416,948 milesPetrol

£185/mo est.£14,499

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Audi A1

30 TFSI 110 S Line 5dr

202252,053 milesPetrol

£176/mo est.£13,999

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Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202227,086 milesElectric

£185/mo est.£14,499

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr DCT

202346,559 milesPetrol

£176/mo est.£13,999

See it on cinch

55× value−£450

Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202415,868 milesPetrol

£195/mo est.£14,999

See it on cinch

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