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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,885 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202320,585 milesElectric

£198/mo est.£15,049

See it on cinch

BMW 1 Series

116d SE 5dr Step Auto

202034,295 milesDiesel

£197/mo est.£14,999

See it on cinch

Audi Q2

30 TFSI Sport 5dr [C+S]

202146,351 milesPetrol

£179/mo est.£13,999

See it on cinch

Ford Fiesta

1.1 Trend 5dr

20239,667 milesPetrol

£142/mo est.£11,998

See it on cinch

Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202344,767 milesPetrol plug-in hybrid

£179/mo est.£13,999

See it on cinch

Honda HR-V

1.5 eHEV Elegance 5dr CVT

202285,190 milesPetrol hybrid

£179/mo est.£13,999

See it on cinch

Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202319,216 milesPetrol

£176/mo est.£13,849

See it on cinch

54× value−£250

Toyota Aygo X

1.0 VVT-i Edge 5dr Auto

20248,259 milesPetrol

£193/mo est.£14,759

See it on cinch

Volkswagen T-Roc

1.0 TSI Life 5dr

202254,359 milesPetrol

£179/mo est.£13,999

See it on cinch

DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202347,566 milesPetrol

£142/mo est.£11,999

See it on cinch

54× value−£350

Volkswagen Taigo

1.0 TSI Life 5dr

202351,884 milesPetrol

£142/mo est.£11,999

See it on cinch

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202415,963 milesPetrol

£190/mo est.£14,599

See it on cinch

DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202316,106 milesPetrol

£179/mo est.£13,999

See it on cinch

Toyota Aygo X

1.0 VVT-i Exclusive 5dr Auto

202321,377 milesPetrol

£190/mo est.£14,594

See it on cinch

Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202422,416 milesPetrol

£190/mo est.£14,599

See it on cinch

DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202347,600 milesPetrol

£142/mo est.£11,999

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202212,427 milesElectric

£192/mo est.£14,699

See it on cinch

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202432,690 milesPetrol

£164/mo est.£13,194

See it on cinch

54× value−£350

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr DCT

202127,029 milesPetrol

£183/mo est.£14,220

See it on cinch

Suzuki S-Cross

1.5 Hybrid Motion 5dr AGS

202315,052 milesPetrol hybrid

£200/mo est.£15,149

See it on cinch

Mazda CX-30

2.0 e-Skyactiv G MHEV GT Sport 5dr

202235,819 milesPetrol

£188/mo est.£14,499

See it on cinch

Dacia Jogger

1.0 TCe Essential 5dr

202315,253 milesPetrol

£150/mo est.£12,435

See it on cinch

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202349,714 milesPetrol

£135/mo est.£11,599

See it on cinch

Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202421,193 milesPetrol

£190/mo est.£14,599

See it on cinch

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