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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,885 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

55× value−£250

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr DSG

202233,887 milesPetrol

£199/mo est.£15,349

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SKODA SCALA

1.0 TSI 110 SE 5dr DSG

202314,356 milesPetrol

£182/mo est.£14,394

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr DCT

202224,498 milesPetrol

£183/mo est.£14,444

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

20249,165 milesPetrol

£200/mo est.£15,398

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DS DS 3 Crossback

1.2 PureTech Bastille 5dr

202219,068 milesPetrol

£132/mo est.£11,634

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202320,733 milesPetrol

£174/mo est.£13,963

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202234,812 milesPetrol

£180/mo est.£14,299

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MINI Convertible

1.5 Cooper Exclusive II 2dr [Comfort Pack]

202119,830 milesPetrol

£199/mo est.£15,299

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20238,311 milesPetrol

£168/mo est.£13,594

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MINI Hatchback

1.5 Cooper Sport 3dr Auto [Comfort/Nav Pack]

202148,300 milesPetrol

£195/mo est.£15,094

See it on cinch

55× value−£250

Hyundai BAYON

1.0 TGDi Advance 5dr DCT

20244,424 milesPetrol

£195/mo est.£15,099

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Hyundai BAYON

1.0 TGDi 48V MHEV Ultimate 5dr DCT

20232,645 milesPetrol

£196/mo est.£15,149

See it on cinch

BMW 3 Series

330e SE Pro 5dr Step Auto

202273,133 milesPetrol plug-in hybrid

£175/mo est.£13,999

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202327,081 milesPetrol

£179/mo est.£14,199

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SEAT Arona

1.0 TSI 110 FR 5dr DSG

202322,650 milesPetrol

£177/mo est.£14,099

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202318,586 milesPetrol

£118/mo est.£10,849

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Nissan Juke

1.0 DiG-T Acenta Premium 5dr

20254,845 milesPetrol

£195/mo est.£15,099

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BMW 2 Series Gran Coupe

218i M Sport 4dr

202052,152 milesPetrol

£200/mo est.£15,365

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line X 5dr

202320,569 milesPetrol

£186/mo est.£14,599

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Nissan Juke

1.6 Hybrid Premiere Edition 5dr Auto

202233,846 milesPetrol hybrid

£194/mo est.£14,999

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202124,649 milesPetrol

£134/mo est.£11,699

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr

202411,523 milesPetrol

£190/mo est.£14,794

See it on cinch

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202265,353 milesPetrol

£194/mo est.£14,999

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CUPRA Formentor

1.5 TSI 150 V1 5dr

202374,309 milesPetrol

£194/mo est.£14,999

See it on cinch

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