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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,198 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202420,091 milesPetrol

£169/mo est.£13,699

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SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202415,568 milesPetrol

£194/mo est.£15,089

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Peugeot 3008

1.6 Hybrid 225 GT 5dr e-EAT8

202244,736 milesPetrol plug-in hybrid

£185/mo est.£14,599

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Volkswagen T-Cross

1.0 TSI Active 5dr

202232,281 milesPetrol

£185/mo est.£14,574

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202318,929 milesPetrol

£161/mo est.£13,249

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202325,158 milesPetrol

£172/mo est.£13,844

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202316,659 milesPetrol hybrid

£198/mo est.£15,294

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr DCT

202441,570 milesPetrol

£208/mo est.£15,849

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Volkswagen Taigo

1.0 TSI Life 5dr

202417,026 milesPetrol

£201/mo est.£15,449

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202319,211 milesPetrol

£117/mo est.£10,799

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202319,078 milesPetrol

£191/mo est.£14,894

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202439,815 milesPetrol

£160/mo est.£13,194

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55× value−£250

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr DSG

202233,887 milesPetrol

£199/mo est.£15,349

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SKODA SCALA

1.0 TSI 110 SE 5dr DSG

202314,356 milesPetrol

£182/mo est.£14,394

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr DCT

202224,498 milesPetrol

£183/mo est.£14,444

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

20249,165 milesPetrol

£200/mo est.£15,398

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DS DS 3 Crossback

1.2 PureTech Bastille 5dr

202219,068 milesPetrol

£132/mo est.£11,634

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202320,733 milesPetrol

£174/mo est.£13,963

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202234,812 milesPetrol

£180/mo est.£14,299

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MINI Convertible

1.5 Cooper Exclusive II 2dr [Comfort Pack]

202119,830 milesPetrol

£199/mo est.£15,299

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Renault Captur

1.6 E-Tech full hybrid 145 Engineered 5dr Auto

202310,809 milesPetrol hybrid

£207/mo est.£15,739

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202317,617 milesPetrol hybrid

£206/mo est.£15,694

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20238,311 milesPetrol

£168/mo est.£13,594

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MINI Hatchback

1.5 Cooper Sport 3dr Auto [Comfort/Nav Pack]

202148,300 milesPetrol

£195/mo est.£15,094

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