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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 3,198 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £3,000 deposit over 42months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

MG ZS

1.5 VTi-TECH Exclusive 5dr

202418,338 milesPetrol

£177/mo est.£13,949

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SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202311,612 milesPetrol

£188/mo est.£14,539

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55× value−£300

Ford Fiesta

1.0 EcoBoost Active X 5dr

202338,934 milesPetrol

£143/mo est.£12,134

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202133,261 milesPetrol

£169/mo est.£13,499

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SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202411,909 milesPetrol

£210/mo est.£15,689

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202217,473 milesPetrol

£114/mo est.£10,599

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55× value−£400

DS DS 4

1.2 PureTech Performance Line 5dr EAT8

202328,863 milesPetrol

£187/mo est.£14,499

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Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202313,057 milesPetrol

£159/mo est.£12,999

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202420,217 milesPetrol

£178/mo est.£13,999

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SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202136,700 milesPetrol

£166/mo est.£13,349

See it on cinch

55× value−£550

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202222,933 milesElectric

£196/mo est.£14,933

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Volkswagen T-Cross

1.0 TSI 115 R-Line 5dr

202077,817 milesPetrol

£139/mo est.£11,911

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55× value−£600

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202520,903 milesPetrol

£201/mo est.£15,199

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Toyota Aygo X

1.0 VVT-i Exclusive 5dr Auto

202428,548 milesPetrol

£192/mo est.£14,694

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Audi A3

30 TDI Technik 5dr

202169,067 milesDiesel

£167/mo est.£13,380

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Vauxhall Corsa

1.2 Turbo 130 Ultimate 5dr Auto

202410,003 milesPetrol

£200/mo est.£15,149

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SEAT Ibiza

1.0 TSI 110 FR Sport 5dr

202310,591 milesPetrol

£204/mo est.£15,370

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202218,892 milesPetrol

£202/mo est.£15,244

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Suzuki Vitara

1.5 Hybrid SZ5 5dr AGS

202230,731 milesPetrol hybrid

£209/mo est.£15,599

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Dacia Duster

1.0 TCe 90 Journey 5dr

202319,959 milesPetrol

£170/mo est.£13,526

See it on cinch

55× value−£400

Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202418,088 milesPetrol

£198/mo est.£14,999

See it on cinch

55× value−£650

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202156,636 milesDiesel

£139/mo est.£11,899

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SKODA KAMIQ

1.0 TSI 95 SE 5dr

202219,573 milesPetrol

£149/mo est.£12,448

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202121,586 milesPetrol

£184/mo est.£14,294

See it on cinch

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