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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,058 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202333,201 milesElectric

£247/mo est.£13,999
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20239,822 milesPetrol

£247/mo est.£13,999
See it on cinch
54× value

Volkswagen ID.3

150kW 1ST Edition Pro Power 58kWh 5dr Auto

202021,885 milesElectric

£256/mo est.£14,494
See it on cinch
54× value

Renault Arkana

1.3 Mild hybrid 140 R.S. Line 5dr EDC

202246,093 milesPetrol

£247/mo est.£13,999
See it on cinch
54× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202315,309 milesElectric

£247/mo est.£13,999
See it on cinch
54× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202324,963 milesElectric

£236/mo est.£13,399
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202410,280 milesPetrol

£253/mo est.£14,299
See it on cinch
54× value−£500

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr DCT

20247,684 milesPetrol

£258/mo est.£14,569
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202325,664 milesPetrol

£251/mo est.£14,194
See it on cinch
54× value

MG ZS

1.5 Hybrid+ Trophy 5dr Auto

202428,531 milesPetrol hybrid

£262/mo est.£14,799
See it on cinch
54× value

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202238,467 milesElectric

£253/mo est.£14,299
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202328,368 milesElectric

£255/mo est.£14,399
See it on cinch
54× value

Mercedes-Benz A-Class

A180 AMG Line Executive Edition 4dr Auto

202278,689 milesPetrol

£262/mo est.£14,799
See it on cinch
54× value

Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202231,170 milesElectric

£266/mo est.£14,999
See it on cinch
54× value

Nissan Qashqai

1.3 DiG-T MH 158 Acenta Premium 5dr Xtronic

202341,296 milesPetrol

£273/mo est.£15,349
See it on cinch
54× value

Renault Captur

1.6 E-Tech full hybrid 145 Techno 5dr Auto

202319,581 milesPetrol hybrid

£268/mo est.£15,079
See it on cinch
54× value

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202333,447 milesElectric

£220/mo est.£12,499
See it on cinch
54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£167/mo est.£9,670
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202335,386 milesPetrol

£229/mo est.£12,999
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202325,397 milesPetrol

£229/mo est.£12,999
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20238,816 milesPetrol

£248/mo est.£13,999
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 XPERIENCE Lux 5dr DSG

202230,461 milesPetrol

£256/mo est.£14,430
See it on cinch
54× value−£500

Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202360,388 milesPetrol plug-in hybrid

£224/mo est.£12,728
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202313,413 milesPetrol

£239/mo est.£13,539
See it on cinch
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