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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,058 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,466 milesPetrol

£250/mo est.£14,299
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20247,872 milesPetrol

£251/mo est.£14,349
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202317,313 milesElectric

£263/mo est.£14,999
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202312,281 milesElectric

£271/mo est.£15,449
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202324,300 milesElectric

£260/mo est.£14,849
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202316,831 milesPetrol

£228/mo est.£13,099
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium Design 5dr DCT

202124,397 milesPetrol

£239/mo est.£13,694
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20247,383 milesPetrol

£251/mo est.£14,349
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,648 milesPetrol

£250/mo est.£14,299
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202323,290 milesElectric

£262/mo est.£14,949
See it on cinch
54× value−£500

Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202229,844 milesPetrol plug-in hybrid

£252/mo est.£14,414
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20248,872 milesPetrol

£250/mo est.£14,299
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202329,535 milesPetrol

£239/mo est.£13,694
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,234 milesPetrol

£250/mo est.£14,299
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202410,223 milesPetrol

£247/mo est.£14,149
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20246,408 milesPetrol

£252/mo est.£14,399
See it on cinch
54× value

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr DSG

202248,547 milesPetrol

£263/mo est.£14,999
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20248,574 milesPetrol

£250/mo est.£14,299
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,486 milesPetrol

£247/mo est.£14,149
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20246,880 milesPetrol

£253/mo est.£14,449
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202410,538 milesPetrol

£245/mo est.£13,999
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202328,537 milesPetrol

£245/mo est.£13,994
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr DCT

202151,310 milesPetrol

£222/mo est.£12,762
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202315,149 milesElectric

£267/mo est.£15,199
See it on cinch
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