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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 878 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Volkswagen T-Roc

1.0 TSI SE 5dr

201882,542 milesPetrol

£193/mo est.£10,499

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Kia Ceed

1.0T GDi ISG 3 5dr

202056,625 milesPetrol

£198/mo est.£10,749

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MG MG5

115kW Exclusive EV 53kWh 5dr Auto

202137,743 milesElectric

£185/mo est.£10,099

See it on cinch

Fiat 500

1.0 Mild Hybrid 3dr

202413,149 milesPetrol

£198/mo est.£10,749

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Nissan LEAF

160kW e+ N-Connecta 59kWh 5dr Auto

202261,149 milesElectric

£190/mo est.£10,349

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Citroen C5 Aircross

1.2 PureTech 130 Flair 5dr

201955,388 milesPetrol

£183/mo est.£9,999

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Vauxhall Corsa

1.2 Elite Edition 5dr

202239,088 milesPetrol

£183/mo est.£9,999

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Fiat 500

1.0 Mild Hybrid 3dr

202414,256 milesPetrol

£197/mo est.£10,699

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MG MG3

1.5 VTi-TECH Exclusive 5dr [Navigation]

20234,688 milesPetrol

£191/mo est.£10,399

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MG MG5

115kW Excite EV 61kWh 5dr Auto

202246,979 milesElectric

£183/mo est.£9,999

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MG MG5

115kW Excite EV 61kWh 5dr Auto

202231,579 milesElectric

£197/mo est.£10,699

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51× value−£400

Nissan Micra

1.0 IG-T 92 Acenta 5dr

202155,387 milesPetrol

£141/mo est.£7,847

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51× value−£300

Fiat 500

1.0 Mild Hybrid Lounge 3dr

202126,793 milesPetrol

£150/mo est.£8,299

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Fiat 500

1.0 Mild Hybrid 3dr

202412,828 milesPetrol

£199/mo est.£10,799

See it on cinch

51× value−£300

Kia XCeed

1.6 CRDi ISG 2 5dr

202077,172 milesDiesel

£164/mo est.£9,004

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51× value−£300

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto [ProPilot Pack]

202226,224 milesElectric

£184/mo est.£9,999

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Fiat 500

1.0 Mild Hybrid 3dr

202337,458 milesPetrol

£168/mo est.£9,199

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Fiat 500

1.0 Mild Hybrid 3dr

202343,068 milesPetrol

£160/mo est.£8,794

See it on cinch

Fiat 500

1.0 Mild Hybrid 3dr

202330,350 milesPetrol

£173/mo est.£9,457

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Citroen C3

1.2 PureTech Plus 5dr

202316,673 milesPetrol

£184/mo est.£9,999

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Citroen C3

1.2 PureTech Plus 5dr

202317,178 milesPetrol

£184/mo est.£9,999

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Ford Fiesta

1.0 EcoBoost Titanium 5dr

202277,912 milesPetrol

£166/mo est.£9,099

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Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202312,077 milesPetrol

£180/mo est.£9,799

See it on cinch

MG MG5

115kW Exclusive EV 61kWh 5dr Auto

202168,573 milesElectric

£174/mo est.£9,499

See it on cinch

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