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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,332 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line 5dr

202132,122 milesPetrol

£230/mo est.£13,199
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr DCT

202151,310 milesPetrol

£222/mo est.£12,762
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202314,572 milesPetrol

£230/mo est.£13,199
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202319,995 milesPetrol

£225/mo est.£12,924
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202322,215 milesPetrol

£209/mo est.£12,051
See it on cinch
54× value

Volkswagen ID.3

150kW Style Pro Performance 58kWh 5dr Auto

202039,872 milesElectric

£218/mo est.£12,549
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54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202314,382 milesPetrol

£232/mo est.£13,299
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202411,917 milesPetrol

£244/mo est.£13,949
See it on cinch
54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202262,187 milesPetrol

£219/mo est.£12,599
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54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202333,714 milesElectric

£245/mo est.£13,999
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54× value

MG ZS

1.5 VTi-TECH Exclusive 5dr

202221,423 milesPetrol

£219/mo est.£12,599
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54× value

SKODA SCALA

1.0 TSI 95 SE 5dr

202233,628 milesPetrol

£206/mo est.£11,894
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202441,199 milesPetrol

£223/mo est.£12,794
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202512,138 milesPetrol

£247/mo est.£14,094
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54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20245,187 milesPetrol

£250/mo est.£14,249
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202246,176 milesPetrol

£227/mo est.£12,994
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202440,221 milesPetrol

£225/mo est.£12,894
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202223,579 milesPetrol

£219/mo est.£12,569
See it on cinch
54× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202366,195 milesPetrol

£153/mo est.£8,999
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54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20238,658 milesPetrol

£240/mo est.£13,699
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202381,039 milesPetrol

£177/mo est.£10,299
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54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202345,621 milesElectric

£227/mo est.£12,999
See it on cinch
54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£199/mo est.£11,498
See it on cinch
54× value

SKODA KAMIQ

1.5 TSI SE L 5dr

202140,706 milesPetrol

£234/mo est.£13,394
See it on cinch
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