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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,332 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202329,783 milesElectric

£250/mo est.£14,199
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,789 milesPetrol

£248/mo est.£14,099
See it on cinch
54× value

SEAT Ibiza

1.0 TSI 95 FR 5dr

202320,151 milesPetrol

£230/mo est.£13,124
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,081 milesPetrol

£248/mo est.£14,099
See it on cinch
54× value

Kia Picanto

1.0T GDi GT-line S 5dr [4 seats]

202329,273 milesPetrol

£211/mo est.£12,094
See it on cinch
54× value

MINI Clubman

1.5 Cooper Classic 6dr

202244,693 milesPetrol

£236/mo est.£13,449
See it on cinch
54× value

SKODA KAMIQ

1.5 TSI SE 5dr

202338,175 milesPetrol

£239/mo est.£13,599
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202310,267 milesPetrol

£241/mo est.£13,699
See it on cinch
54× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202512,501 milesPetrol

£250/mo est.£14,194
See it on cinch
54× value

Peugeot 208

1.2 PureTech 100 Allure 5dr

20246,854 milesPetrol

£241/mo est.£13,699
See it on cinch
54× value−£400

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20236,080 milesPetrol

£250/mo est.£14,199
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,839 milesPetrol

£248/mo est.£14,099
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,969 milesPetrol

£248/mo est.£14,099
See it on cinch
54× value

Renault Captur

1.0 TCE 90 Techno 5dr

202439,000 milesPetrol

£206/mo est.£11,829
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE 5dr

202224,916 milesPetrol

£233/mo est.£13,289
See it on cinch
54× value

Peugeot 2008

1.2 PureTech 130 Allure 5dr

202447,864 milesPetrol

£224/mo est.£12,799
See it on cinch
54× value−£400

Audi A1

25 TFSI Technik 5dr

202240,940 milesPetrol

£235/mo est.£13,399
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202313,648 milesPetrol

£235/mo est.£13,399
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202411,569 milesPetrol

£237/mo est.£13,489
See it on cinch
54× value

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 Active 5dr Auto

202341,440 milesPetrol

£227/mo est.£12,968
See it on cinch
54× value

Ford Focus

1.0 EcoBoost ST-Line X 5dr

202347,627 milesPetrol

£245/mo est.£13,918
See it on cinch
54× value

MINI Countryman

1.5 Cooper S E Classic ALL4 PHEV 5dr Auto

202069,548 milesPetrol plug-in hybrid

£233/mo est.£13,286
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 110 SE L 5dr

202154,184 milesPetrol

£211/mo est.£12,094
See it on cinch
54× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202223,611 milesElectric

£250/mo est.£14,199
See it on cinch
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