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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,441 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £5,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

55× value−£600

MINI Hatchback

1.5 Cooper Exclusive 5dr Auto

202157,260 milesPetrol

£138/mo est.£14,703

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Dacia Jogger

1.0 TCe Extreme SE 5dr

202331,005 milesPetrol

£114/mo est.£13,387

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SEAT Ibiza

1.0 TSI 110 FR Sport 5dr

202421,441 milesPetrol

£149/mo est.£15,305

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Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202417,100 milesPetrol

£143/mo est.£14,989

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Hyundai Tucson

1.6 TGDi SE Connect 5dr 2WD

202161,928 milesPetrol

£123/mo est.£13,894

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SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202312,651 milesPetrol

£136/mo est.£14,594

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202233,113 milesPetrol

£129/mo est.£14,226

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CUPRA Formentor

1.5 TSI 150 V1 5dr

202266,681 milesPetrol

£147/mo est.£15,192

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SKODA SCALA

1.0 TSI 110 SE L 5dr

202353,378 milesPetrol

£99/mo est.£12,574

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Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,082 milesPetrol

£127/mo est.£14,099

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55× value−£400

Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202415,386 milesPetrol

£138/mo est.£14,699

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Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202414,502 milesPetrol

£146/mo est.£15,149

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Volkswagen T-Cross

1.0 TSI 110 Active 5dr DSG

202254,483 milesPetrol

£129/mo est.£14,222

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Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202419,936 milesPetrol

£144/mo est.£14,999

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202224,129 milesPetrol

£100/mo est.£12,621

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Hyundai BAYON

1.0 TGDi [120] 48V MHEV Premium 5dr DCT

20248,573 milesPetrol

£153/mo est.£15,499

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SEAT Ibiza

1.0 TSI 110 Xcellence 5dr DSG

202419,227 milesPetrol

£150/mo est.£15,327

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Jeep Avenger

1.2 Longitude 5dr

20256,372 milesPetrol

£155/mo est.£15,599

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Nissan Juke

1.0 DiG-T 114 Acenta 5dr DCT

202412,890 milesPetrol

£132/mo est.£14,359

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Hyundai Tucson

1.6 TGDi Premium 5dr 2WD

202251,005 milesPetrol

£155/mo est.£15,599

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Kia Stonic

1.0T GDi 99 Quantum 5dr

202319,875 milesPetrol

£120/mo est.£13,699

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BMW 1 Series

118i [136] M Sport 5dr [Live Cockpit Professional]

202257,976 milesPetrol

£152/mo est.£15,449

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SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202230,207 milesPetrol

£120/mo est.£13,707

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Dacia Jogger

1.0 TCe Expression 5dr

202415,298 milesPetrol

£141/mo est.£14,849

See it on cinch

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