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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,058 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £5,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20235,385 milesPetrol

£137/mo est.£14,299
See it on cinch
53× value−£500

MG MG4

125kW SE EV 51kWh 5dr Auto

202317,088 milesElectric

£108/mo est.£12,763
See it on cinch
53× value−£300

Hyundai i10

1.0 [63] Advance 5dr Auto [Nav]

20256,485 milesPetrol

£133/mo est.£14,094
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202318,450 milesPetrol

£118/mo est.£13,299
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202324,929 milesPetrol

£117/mo est.£13,249
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

20248,066 milesPetrol

£107/mo est.£12,699
See it on cinch
53× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202334,693 milesElectric

£133/mo est.£14,099
See it on cinch
53× value

BMW 5 Series

520i SE 5dr Auto

201971,612 milesPetrol

£150/mo est.£14,999
See it on cinch
53× value−£400

Citroen C4

1.2 PureTech [130] Max 5dr Auto

202421,788 milesPetrol

£137/mo est.£14,299
See it on cinch
53× value

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

20244,857 milesElectric

£150/mo est.£14,999
See it on cinch
53× value−£350

Peugeot 208

1.2 PureTech 130 GT 5dr EAT8

202219,682 milesPetrol

£135/mo est.£14,199
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

20232,441 milesElectric

£124/mo est.£13,599
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

20247,166 milesPetrol

£107/mo est.£12,699
See it on cinch
53× value−£350

Citroen C5 Aircross

1.2 PureTech Shine 5dr EAT8

202365,579 milesPetrol

£103/mo est.£12,488
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202330,791 milesElectric

£120/mo est.£13,399
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

20237,736 milesPetrol

£137/mo est.£14,299
See it on cinch
53× value

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr DCT

202250,312 milesPetrol

£131/mo est.£13,994
See it on cinch
53× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202329,912 milesElectric

£146/mo est.£14,789
See it on cinch
53× value−£500

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202419,231 milesElectric

£147/mo est.£14,799
See it on cinch
53× value

SKODA KAROQ

1.5 TSI SE L 5dr DSG

202061,832 milesPetrol

£144/mo est.£14,649
See it on cinch
53× value−£450

Hyundai Kona

1.6 GDi Hybrid SE Connect 5dr DCT

202321,976 milesPetrol hybrid

£155/mo est.£15,243
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202313,262 milesPetrol

£126/mo est.£13,699
See it on cinch
53× value

MINI Hatchback

2.0 Cooper S Classic 3dr Auto [Nav Pack]

202156,214 milesPetrol

£116/mo est.£13,152
See it on cinch
53× value

Mercedes-Benz A-Class

A200 AMG Line 5dr Auto

201839,388 milesPetrol

£143/mo est.£14,589
See it on cinch
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