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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,993 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £5,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

20239,911 milesPetrol

£150/mo est.£15,394

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SEAT Ibiza

1.0 TSI 115 FR 5dr

202419,486 milesPetrol

£130/mo est.£14,294

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202234,602 milesPetrol

£126/mo est.£14,066

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Vauxhall Grandland

1.2 Turbo Ultimate 5dr

202418,463 milesPetrol

£143/mo est.£14,999

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MINI Countryman

1.5 Cooper S E Classic ALL4 PHEV 5dr Auto

202051,627 milesPetrol plug-in hybrid

£127/mo est.£14,133

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MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202319,404 milesElectric

£143/mo est.£14,999

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SEAT Arona

1.0 TSI 110 FR 5dr

202319,360 milesPetrol

£121/mo est.£13,794

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SEAT Arona

1.0 TSI 110 FR 5dr

202319,234 milesPetrol

£121/mo est.£13,794

See it on cinch

SEAT Ibiza

1.0 TSI 110 FR Sport 5dr

202418,605 milesPetrol

£150/mo est.£15,394

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SKODA KAMIQ

1.0 TSI 110 SE Drive 5dr DSG

202242,390 milesPetrol

£106/mo est.£12,983

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Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202416,847 milesPetrol

£143/mo est.£14,999

See it on cinch

55× value−£350

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202350,754 milesPetrol

£89/mo est.£12,022

See it on cinch

55× value−£350

Dacia Duster

1.0 TCe 100 Bi-Fuel Extreme SE 5dr

202232,238 milesPetrol / lpg

£85/mo est.£11,818

See it on cinch

55× value−£600

MINI Hatchback

1.5 Cooper Exclusive 5dr Auto

202157,260 milesPetrol

£138/mo est.£14,703

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Dacia Jogger

1.0 TCe Extreme SE 5dr

202331,005 milesPetrol

£114/mo est.£13,387

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SEAT Ibiza

1.0 TSI 110 FR Sport 5dr

202421,441 milesPetrol

£149/mo est.£15,305

See it on cinch

Nissan Qashqai

1.3 DiG-T MH Acenta Premium 5dr

202417,100 milesPetrol

£143/mo est.£14,989

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Hyundai Tucson

1.6 TGDi SE Connect 5dr 2WD

202161,928 milesPetrol

£123/mo est.£13,894

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SEAT Arona

1.0 TSI 110 SE Technology 5dr DSG

202312,651 milesPetrol

£136/mo est.£14,594

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MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202226,452 milesElectric

£125/mo est.£13,999

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202233,113 milesPetrol

£129/mo est.£14,226

See it on cinch

CUPRA Formentor

1.5 TSI 150 V1 5dr

202266,681 milesPetrol

£147/mo est.£15,192

See it on cinch

SKODA SCALA

1.0 TSI 110 SE L 5dr

202353,378 milesPetrol

£99/mo est.£12,574

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Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,082 milesPetrol

£127/mo est.£14,099

See it on cinch

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