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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 183 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
47× value−£500

Vauxhall Crossland X

1.5 Turbo D [102] Elite Nav 5dr [S/S]

202045,123 milesDiesel

£140/mo PCP£8,949
See it on cinch
46× value−£350

BMW 1 Series

118d M Sport Shadow Edition 5dr

201877,109 milesDiesel

£177/mo PCP£10,592
See it on cinch
46× value

Ford Mondeo

2.0 EcoBlue Titanium Edition 5dr

201963,170 milesDiesel

£186/mo PCP£10,999
See it on cinch
46× value−£250

Renault Megane

1.5 Blue dCi 115 Iconic 5dr

201965,958 milesDiesel

£120/mo PCP£7,945
See it on cinch
46× value

Renault Kadjar

1.5 Blue dCi Iconic 5dr

202055,961 milesDiesel

£158/mo PCP£9,706
See it on cinch
46× value

SEAT Arona

1.6 TDI SE Technology Lux [EZ] 5dr

202077,682 milesDiesel

£134/mo PCP£8,567
See it on cinch
46× value

SEAT Arona

1.6 TDI SE Technology Lux [EZ] 5dr

201981,861 milesDiesel

£128/mo PCP£8,285
See it on cinch
46× value

SEAT Arona

1.6 TDI 115 Xcellence Lux [EZ] 5dr

201870,849 milesDiesel

£157/mo PCP£9,582
See it on cinch
46× value

Mazda Mazda6

2.2d SE-L Lux Nav+ 5dr

201854,387 milesDiesel

£205/mo PCP£11,778
See it on cinch
46× value

Vauxhall Grandland X

1.5 Turbo D Elite Nav 5dr

202060,881 milesDiesel

£166/mo PCP£9,994
See it on cinch
46× value−£400

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201875,367 milesDiesel

£129/mo PCP£8,309
See it on cinch
46× value

Renault Kadjar

1.5 Blue dCi GT Line 5dr

201938,978 milesDiesel

£219/mo PCP£12,363
See it on cinch
46× value

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201961,900 milesDiesel

£147/mo PCP£9,093
See it on cinch
46× value

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201983,777 milesDiesel

£133/mo PCP£8,449
See it on cinch
46× value

Renault Kadjar

1.5 Blue dCi Play 5dr

202039,877 milesDiesel

£169/mo PCP£10,062
See it on cinch
46× value

Hyundai Tucson

1.6 CRDi Premium 5dr 2WD

201950,262 milesDiesel

£208/mo PCP£11,859
See it on cinch
45× value

Ford Kuga

1.5 TDCi ST-Line 5dr 2WD

201846,691 milesDiesel

£190/mo PCP£10,999
See it on cinch
45× value

Nissan X-Trail

1.6 dCi Tekna 5dr

201862,908 milesDiesel

£182/mo PCP£10,649
See it on cinch
45× value

Kia Sportage

1.6 CRDi ISG GT-Line 5dr

201972,859 milesDiesel

£190/mo PCP£10,999
See it on cinch
45× value

Vauxhall Grandland X

1.5 Turbo D Elite Nav 5dr

202066,864 milesDiesel

£157/mo PCP£9,494
See it on cinch
45× value−£300

SEAT Ibiza

1.6 TDI 95 SE Technology [EZ] 5dr

201934,989 milesDiesel

£164/mo PCP£9,749
See it on cinch
45× value

Volkswagen Golf

1.6 TDI SE [Nav] 5dr

201871,959 milesDiesel

£176/mo PCP£10,299
See it on cinch
45× value−£400

Kia Ceed

1.6 CRDi ISG 3 5dr

201865,851 milesDiesel

£140/mo PCP£8,651
See it on cinch
45× value

Kia Sportage

1.7 CRDi ISG GT-Line 5dr

201870,217 milesDiesel

£163/mo PCP£9,689
See it on cinch
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