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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 274 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
46× value

SEAT Arona

1.6 TDI SE Technology Lux [EZ] 5dr

202077,682 milesDiesel

£134/mo PCP£8,567
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46× value

SEAT Arona

1.6 TDI SE Technology Lux [EZ] 5dr

201981,861 milesDiesel

£128/mo PCP£8,285
See it on cinch
46× value

SEAT Arona

1.6 TDI 115 Xcellence Lux [EZ] 5dr

201870,849 milesDiesel

£157/mo PCP£9,607
See it on cinch
46× value

Mazda Mazda6

2.2d SE-L Lux Nav+ 5dr

201854,387 milesDiesel

£205/mo PCP£11,778
See it on cinch
46× value

Vauxhall Grandland X

1.5 Turbo D Elite Nav 5dr

202060,881 milesDiesel

£166/mo PCP£9,994
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46× value−£400

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201875,367 milesDiesel

£129/mo PCP£8,309
See it on cinch
46× value

Renault Koleos

2.0 dCi GT Line 5dr X-Tronic

201952,711 milesDiesel

£227/mo PCP£12,784
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46× value

BMW 3 Series

320d xDrive Sport 4dr Step Auto

201869,206 milesDiesel

£217/mo PCP£12,294
See it on cinch
46× value

Renault Kadjar

1.5 Blue dCi GT Line 5dr

201938,978 milesDiesel

£219/mo PCP£12,363
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46× value

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201961,900 milesDiesel

£147/mo PCP£9,093
See it on cinch
46× value

Vauxhall Grandland X

1.5 Turbo D Elite Nav 5dr Auto

202153,131 milesDiesel

£213/mo PCP£12,099
See it on cinch
46× value

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201983,777 milesDiesel

£133/mo PCP£8,449
See it on cinch
46× value

BMW 1 Series

118d M Sport Shadow Ed 5dr Step Auto

201984,058 milesDiesel

£211/mo PCP£11,999
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46× value

Kia Sportage

1.6 CRDi ISG GT-Line 5dr DCT Auto

201977,882 milesDiesel

£204/mo PCP£11,665
See it on cinch
46× value

Renault Kadjar

1.5 Blue dCi GT Line 5dr EDC

201926,057 milesDiesel

£233/mo PCP£12,999
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46× value

Renault Kadjar

1.5 Blue dCi Play 5dr

202039,877 milesDiesel

£169/mo PCP£10,062
See it on cinch
46× value

Hyundai Tucson

1.6 CRDi Premium 5dr 2WD

201950,262 milesDiesel

£208/mo PCP£11,859
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45× value

SEAT Arona

1.6 TDI Xcellence 5dr DSG

201884,620 milesDiesel

£157/mo PCP£9,499
See it on cinch
45× value

Ford Kuga

1.5 TDCi ST-Line 5dr 2WD

201846,691 milesDiesel

£190/mo PCP£10,999
See it on cinch
45× value

Nissan X-Trail

1.6 dCi Tekna 5dr

201862,908 milesDiesel

£182/mo PCP£10,649
See it on cinch
45× value

Volvo V60

2.0 D3 Momentum Pro 5dr

201975,864 milesDiesel

£234/mo PCP£12,999
See it on cinch
45× value

Kia Sportage

1.6 CRDi ISG GT-Line 5dr

201972,859 milesDiesel

£190/mo PCP£10,999
See it on cinch
45× value

BMW 1 Series

120d M Sport Shadow Ed 5dr Step Auto

201879,734 milesDiesel

£234/mo PCP£12,999
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45× value−£500

BMW 1 Series

116d M Sport Shadow Ed 5dr Step Auto

201854,697 milesDiesel

£225/mo PCP£12,594
See it on cinch
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