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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value, how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months, their own representative terms). Higher is better. 3,195 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
61× value−£400

Alfa Romeo Tonale

1.5 MHEV Sprint 5dr Auto

202410,302 milesPetrol

£235/mo PCP£17,649
See it on cinch
61× value−£500

Alfa Romeo Tonale

1.5 MHEV Sprint 5dr Auto

202411,481 milesPetrol

£235/mo PCP£17,599
See it on cinch
60× value−£500

Volkswagen T-Cross

1.0 TSI 115 Match 5dr

202540,695 milesPetrol

£188/mo PCP£14,499
See it on cinch
60× value−£500

Volkswagen T-Cross

1.0 TSI 115 Match 5dr

202528,441 milesPetrol

£206/mo PCP£15,499
See it on cinch
60× value−£250

Mazda CX-5

2.0 e-Skyactiv G MHEV Newground 5dr

202434,914 milesPetrol

£221/mo PCP£16,399
See it on cinch
60× value−£500

SKODA FABIA

1.0 TSI 116 SE Edition 5dr

20258,033 milesPetrol

£182/mo PCP£13,999
See it on cinch
59× value−£400

Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto

202418,244 milesPetrol

£201/mo PCP£14,999
See it on cinch
59× value

Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto

202418,349 milesPetrol

£201/mo PCP£14,999
See it on cinch
59× value−£500

Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto

20247,355 milesPetrol

£219/mo PCP£15,999
See it on cinch
59× value−£600

MINI Hatchback

1.5 Cooper Sport 5dr Auto

202211,869 milesPetrol

£236/mo PCP£16,999
See it on cinch
59× value

Hyundai Kona

1.6T 138 Advance 5dr

202511,836 milesPetrol

£226/mo PCP£16,399
See it on cinch
59× value−£600

Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto

20249,381 milesPetrol

£218/mo PCP£15,899
See it on cinch
59× value

Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto

202410,340 milesPetrol

£218/mo PCP£15,899
See it on cinch
59× value−£500

Volkswagen T-Cross

1.0 TSI Life 5dr

202413,825 milesPetrol

£211/mo PCP£15,499
See it on cinch
59× value−£500

Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto

20248,845 milesPetrol

£220/mo PCP£15,999
See it on cinch
59× value

Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto

20249,037 milesPetrol

£220/mo PCP£15,999
See it on cinch
59× value

SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202421,337 milesPetrol

£190/mo PCP£14,200
See it on cinch
58× value

Honda Jazz

1.5 i-MMD Hybrid SE 5dr eCVT

202214,600 milesPetrol hybrid

£203/mo PCP£14,899
See it on cinch
58× value

Mazda CX-60

2.5 PHEV Exclusive-Line 5dr Auto [Comfort Pack]

202372,980 milesPetrol plug-in hybrid

£230/mo PCP£16,470
See it on cinch
58× value

Jeep Avenger

1.2 Altitude 5dr

202414,867 milesPetrol

£184/mo PCP£13,749
See it on cinch
58× value

Jeep Avenger

1.2 Altitude 5dr

202415,577 milesPetrol

£182/mo PCP£13,649
See it on cinch
58× value

Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,687 milesDiesel

£184/mo PCP£13,749
See it on cinch
58× value

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202511,246 milesPetrol

£218/mo PCP£15,709
See it on cinch
58× value

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

20259,002 milesPetrol

£223/mo PCP£15,998
See it on cinch
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