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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 268 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 42months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

45× value

Kia Sportage

1.6 CRDi ISG GT-Line 5dr

201948,201 milesDiesel

£242/mo est.£12,494
See it on cinch
45× value

Ford Kuga

2.0 TDCi Titanium 5dr 2WD

201875,135 milesDiesel

£143/mo est.£8,385
See it on cinch
45× value

Honda Civic

1.6 i-DTEC SR 5dr

201864,471 milesDiesel

£206/mo est.£10,999
See it on cinch
45× value

Renault Captur

1.5 dCi 90 Iconic 5dr EDC

201840,061 milesDiesel

£184/mo est.£10,048
See it on cinch
45× value

Ford Kuga

1.5 TDCi ST-Line 5dr 2WD

201852,527 milesDiesel

£204/mo est.£10,899
See it on cinch
45× value

INFINITI QX30

2.2d Premium 5dr DCT

201862,291 milesDiesel

£195/mo est.£10,451
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45× value

Honda HR-V

1.6 i-DTEC SE Navi 5dr

201854,812 milesDiesel

£186/mo est.£10,100
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45× value−£250

Renault Captur

1.5 dCi 90 Iconic 5dr

201946,570 milesDiesel

£140/mo est.£8,223
See it on cinch
45× value

Audi A1

1.6 TDI S Line Nav 5dr S Tronic

201869,240 milesDiesel

£202/mo est.£10,766
See it on cinch
45× value

Ford Kuga Vignale

1.5 TDCi 120 [Pan roof] 5dr 2WD

201863,608 milesDiesel

£219/mo est.£11,407
See it on cinch
45× value

Ford Focus

1.5 EcoBlue 95 Style 5dr

201939,661 milesDiesel

£160/mo est.£8,999
See it on cinch
45× value

Renault Captur

1.5 dCi 90 Iconic 5dr

201951,516 milesDiesel

£132/mo est.£7,840
See it on cinch
45× value

Ford Kuga

1.5 TDCi ST-Line 5dr 2WD

201879,504 milesDiesel

£185/mo est.£9,999
See it on cinch
45× value

Ford Kuga

2.0 TDCi 180 Titanium Edition 5dr Auto

201954,630 milesDiesel

£238/mo est.£12,197
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45× value−£400

Renault Captur

1.5 dCi 90 GT Line 5dr

201845,553 milesDiesel

£147/mo est.£8,440
See it on cinch
45× value

Ford Kuga

1.5 TDCi ST-Line 5dr 2WD

201980,451 milesDiesel

£185/mo est.£9,999
See it on cinch
45× value

Ford Kuga

2.0 TDCi Titanium Edition 5dr 2WD

201945,403 milesDiesel

£218/mo est.£11,338
See it on cinch
45× value

Nissan Qashqai

1.5 dCi [115] Acenta 5dr

201846,511 milesDiesel

£185/mo est.£9,999
See it on cinch
45× value

Ford Kuga

2.0 TDCi Titanium Edition 5dr 2WD

201963,328 milesDiesel

£198/mo est.£10,508
See it on cinch
45× value−£350

Renault Captur

1.5 dCi 90 GT Line 5dr

201973,636 milesDiesel

£125/mo est.£7,538
See it on cinch
44× value−£300

Renault Captur

1.5 dCi 90 Iconic 5dr

201844,689 milesDiesel

£139/mo est.£8,059
See it on cinch
44× value

Nissan Qashqai

1.5 dCi [115] N-Motion 5dr

201952,582 milesDiesel

£216/mo est.£11,216
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44× value−£250

Renault Captur

1.5 dCi 90 GT Line 5dr

201939,044 milesDiesel

£165/mo est.£9,129
See it on cinch
44× value

Ford Kuga

1.5 TDCi Titanium Edition 5dr 2WD

201968,638 milesDiesel

£186/mo est.£9,999
See it on cinch
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