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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 495 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
52× value

DS DS 3 Crossback

1.2 PureTech 130 Prestige 5dr EAT8

202120,633 milesPetrol

£196/mo PCP£12,999
See it on cinch
52× value

Peugeot 2008

1.2 PureTech 130 GT Premium 5dr EAT8

202241,084 milesPetrol

£216/mo PCP£13,999
See it on cinch
52× value

MINI Clubman

2.0 Cooper S Exclusive 6dr Auto

202061,898 milesPetrol

£233/mo PCP£14,899
See it on cinch
52× value

BMW 1 Series

118i SE 5dr Step Auto

201946,877 milesPetrol

£216/mo PCP£13,999
See it on cinch
52× value−£450

MINI Clubman

1.5 Cooper Sport 6dr Auto

201939,019 milesPetrol

£216/mo PCP£13,999
See it on cinch
52× value

Hyundai i10

1.0 Advance 5dr Auto

20245,565 milesPetrol

£216/mo PCP£13,999
See it on cinch
52× value

Nissan Juke

1.0 DiG-T 114 Kiiro 5dr DCT

202253,609 milesPetrol

£206/mo PCP£13,479
See it on cinch
52× value

Audi A1

30 TFSI S Line 5dr S Tronic

201941,563 milesPetrol

£234/mo PCP£14,963
See it on cinch
52× value

Citroen C3

1.2 PureTech 110 Plus 5dr EAT6

202416,550 milesPetrol

£178/mo PCP£11,999
See it on cinch
52× value

MG HS

1.5 T-GDI Exclusive 5dr DCT

202221,274 milesPetrol

£230/mo PCP£14,699
See it on cinch
52× value

Nissan Juke

1.0 DiG-T Tekna+ 5dr DCT

202078,376 milesPetrol

£156/mo PCP£10,859
See it on cinch
52× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202220,915 milesPetrol

£203/mo PCP£13,299
See it on cinch
52× value

Audi Q2

35 TFSI S Line 5dr S Tronic

201962,270 milesPetrol

£221/mo PCP£14,249
See it on cinch
52× value

Citroen C3

1.2 PureTech 110 Plus 5dr EAT6

202413,124 milesPetrol

£177/mo PCP£11,949
See it on cinch
52× value

SKODA KAROQ

1.5 TSI SE L 5dr DSG

201841,684 milesPetrol

£228/mo PCP£14,594
See it on cinch
52× value

SKODA KAROQ

1.5 TSI SE 5dr DSG

202048,267 milesPetrol

£226/mo PCP£14,499
See it on cinch
52× value

Citroen C4

1.2 PureTech [130] Max 5dr Auto

202440,951 milesPetrol

£200/mo PCP£13,149
See it on cinch
52× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202318,817 milesPetrol

£228/mo PCP£14,574
See it on cinch
52× value

Vauxhall Grandland

1.2 Turbo Ultimate 5dr Auto

202238,641 milesPetrol

£232/mo PCP£14,794
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Trend TSS 5dr x-shift

20218,620 milesPetrol

£190/mo PCP£12,599
See it on cinch
52× value

Citroen C4

1.2 PureTech [130] Shine Plus 5dr Auto

202238,376 milesPetrol

£179/mo PCP£12,042
See it on cinch
52× value

Peugeot 308

1.2 PureTech Allure 5dr EAT8

202223,953 milesPetrol

£231/mo PCP£14,699
See it on cinch
52× value

Kia Picanto

1.0 2 5dr Auto [4 seats]

202412,418 milesPetrol

£178/mo PCP£11,949
See it on cinch
52× value

MINI Hatchback

2.0 Cooper S Exclusive II 3dr Auto [Comfort/Nav]

201928,429 milesPetrol

£234/mo PCP£14,849
See it on cinch
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