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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 495 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
52× value

MINI Hatchback

1.5 Cooper Sport II 3dr Auto

201850,377 milesPetrol

£176/mo PCP£11,847
See it on cinch
52× value

Audi A3

30 TFSI Sport 4dr S Tronic

202283,844 milesPetrol

£217/mo PCP£13,975
See it on cinch
52× value

Hyundai i10

1.0 Advance 5dr Auto

20247,372 milesPetrol

£214/mo PCP£13,794
See it on cinch
52× value

Volkswagen Golf

1.5 eTSI 150 R-Line 5dr DSG

202284,288 milesPetrol

£228/mo PCP£14,535
See it on cinch
52× value

Nissan X-Trail

1.3 DiG-T N-Connecta 5dr DCT

201960,333 milesPetrol

£207/mo PCP£13,428
See it on cinch
52× value

Citroen C4

1.2 PureTech [130] Max 5dr Auto

202442,329 milesPetrol

£206/mo PCP£13,394
See it on cinch
52× value

MG HS

1.5 T-GDI Exclusive 5dr DCT

202141,708 milesPetrol

£199/mo PCP£12,999
See it on cinch
52× value

Vauxhall Corsa

1.2 Turbo [130] Ultimate Nav 5dr Auto

202128,602 milesPetrol

£198/mo PCP£12,940
See it on cinch
52× value

Peugeot 2008

1.2 PureTech 155 GT Premium 5dr EAT8

202131,901 milesPetrol

£228/mo PCP£14,499
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52× value−£400

MINI Hatchback

2.0 Cooper S Exclusive II 5dr Auto

201930,213 milesPetrol

£219/mo PCP£13,999
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52× value

Citroen C3

1.2 PureTech 110 Plus 5dr EAT6

202412,251 milesPetrol

£190/mo PCP£12,499
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52× value

Peugeot 208

1.2 PureTech 100 Allure Premium + 5dr EAT8

202317,655 milesPetrol

£223/mo PCP£14,219
See it on cinch
52× value

Peugeot 5008

1.2 PureTech Allure 5dr EAT8

202063,132 milesPetrol

£234/mo PCP£14,768
See it on cinch
52× value

Citroen C3

1.2 PureTech 110 Plus 5dr EAT6

202414,559 milesPetrol

£188/mo PCP£12,399
See it on cinch
52× value

MG HS

1.5 T-GDI Excite 5dr DCT

202231,269 milesPetrol

£209/mo PCP£13,499
See it on cinch
52× value−£400

MINI Hatchback

2.0 Cooper S Sport II 5dr Auto

201946,902 milesPetrol

£229/mo PCP£14,533
See it on cinch
52× value

SEAT Arona

1.0 TSI 115 Xcellence Lux [EZ] 5dr DSG

201932,418 milesPetrol

£185/mo PCP£12,255
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52× value

DS DS 3 Crossback

1.2 PureTech 130 Performance Line 5dr EAT8

202042,911 milesPetrol

£154/mo PCP£10,656
See it on cinch
52× value

SEAT Arona

1.0 TSI 115 SE Technology [EZ] 5dr DSG

202020,000 milesPetrol

£190/mo PCP£12,472
See it on cinch
52× value

Citroen C5 Aircross

1.2 PureTech 130 Flair Plus 5dr EAT8

202025,310 milesPetrol

£200/mo PCP£12,999
See it on cinch
52× value

Mercedes-Benz A-Class

A200 AMG Line Executive 5dr Auto

201971,056 milesPetrol

£225/mo PCP£14,294
See it on cinch
52× value

Hyundai i10

1.0 MPi Premium 5dr Auto

202316,113 milesPetrol

£207/mo PCP£13,349
See it on cinch
52× value

DS DS 3 Crossback

1.2 PureTech 130 Prestige 5dr EAT8

202152,256 milesPetrol

£167/mo PCP£11,299
See it on cinch
52× value

MINI Countryman

1.5 Cooper Exclusive 5dr Auto

201928,319 milesPetrol

£229/mo PCP£14,498
See it on cinch
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