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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 495 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
52× value

Mercedes-Benz A-Class

A180 AMG Line 5dr Auto

201956,202 milesPetrol

£221/mo PCP£14,091
See it on cinch
52× value

BMW 1 Series

118i [1.5] Sport 5dr [Nav/Servotronic] Step Auto

201948,713 milesPetrol

£192/mo PCP£12,577
See it on cinch
51× value

Hyundai i10

1.2 MPi Premium 5dr Auto

202316,948 milesPetrol

£219/mo PCP£13,949
See it on cinch
51× value

SEAT Arona

1.0 TSI 115 Xcellence Lux [EZ] 5dr DSG

201948,733 milesPetrol

£181/mo PCP£11,999
See it on cinch
51× value

MINI Hatchback

1.5 Cooper Sport II 3dr Auto

201939,816 milesPetrol

£210/mo PCP£13,499
See it on cinch
51× value

Citroen C3 Aircross

1.2 PureTech 130 Plus 5dr EAT6

202312,979 milesPetrol

£204/mo PCP£13,151
See it on cinch
51× value

Citroen C3 Aircross

1.2 PureTech 130 Plus 5dr EAT6

202410,024 milesPetrol

£213/mo PCP£13,623
See it on cinch
51× value

Hyundai i20

1.0T GDi 48V MHD 120 N Line 5dr DCT

202331,426 milesPetrol

£228/mo PCP£14,391
See it on cinch
51× value−£400

Peugeot 3008

1.2 PureTech GT Premium 5dr EAT8

202147,528 milesPetrol

£233/mo PCP£14,641
See it on cinch
51× value−£450

Citroen C3 Aircross

1.2 PureTech 130 Plus 5dr EAT6

202417,124 milesPetrol

£208/mo PCP£13,349
See it on cinch
51× value

SEAT Ateca

1.5 TSI EVO SE Technology 5dr DSG

202145,416 milesPetrol

£231/mo PCP£14,499
See it on cinch
51× value−£550

SKODA FABIA

1.0 TSI 110 SE Comfort 5dr DSG

202313,473 milesPetrol

£228/mo PCP£14,349
See it on cinch
51× value−£500

Honda HR-V

1.5 i-VTEC EX CVT 5dr

201950,062 milesPetrol

£221/mo PCP£13,994
See it on cinch
51× value

Nissan Qashqai

1.3 DiG-T 160 N-Tec 5dr DCT

202075,974 milesPetrol

£174/mo PCP£11,594
See it on cinch
51× value

Citroen C3 Aircross

1.2 PureTech 130 Plus 5dr EAT6

20247,553 milesPetrol

£221/mo PCP£13,999
See it on cinch
51× value

Citroen C3

1.2 PureTech 110 C-Series Edition 5dr EAT6

202320,195 milesPetrol

£184/mo PCP£12,092
See it on cinch
51× value

MINI Hatchback

1.5 Cooper Classic II 5dr Auto [Comfort/Nav Pack]

202017,100 milesPetrol

£222/mo PCP£13,999
See it on cinch
51× value

Citroen C4

1.2 PureTech [130] C-Series Edition 5dr Auto

202356,018 milesPetrol

£183/mo PCP£11,999
See it on cinch
51× value−£550

Vauxhall Mokka

1.2 Turbo SRi 5dr Auto

202136,188 milesPetrol

£207/mo PCP£13,199
See it on cinch
51× value

MINI Hatchback

2.0 Cooper S Sport II 5dr Auto [Comfort/Nav Pack]

201850,120 milesPetrol

£229/mo PCP£14,331
See it on cinch
51× value

Nissan Qashqai

1.3 DiG-T 160 [157] N-Connecta 5dr DCT Glass Roof

202050,313 milesPetrol

£203/mo PCP£12,999
See it on cinch
51× value

Kia Picanto

1.0 3 5dr Auto [4 seats]

202320,153 milesPetrol

£198/mo PCP£12,744
See it on cinch
51× value

Hyundai i10

1.2 MPi Premium 5dr Auto

202326,099 milesPetrol

£210/mo PCP£13,349
See it on cinch
51× value

Nissan Qashqai

1.3 DiG-T 160 [157] Acenta Premium 5dr DCT

202137,470 milesPetrol

£196/mo PCP£12,642
See it on cinch
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